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Living a More Purposeful Life One Cent at a Time

Five #FinCon18 Takeaways That Won’t 10x Anything

October 1, 2018 by Penny 36 Comments

Last week, I went to a money and media conference. I didn’t take many notes. If you’re looking for big takeaways to help you 10x your life or your brand, look elsewhere. Why? In the spirit of full disclosure, I attended exactly one session. It’s not because I wasn’t excited for the speakers. I was. … [Read more…]

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Posted in: Wonder Tagged: #FinCon18, blogging, community, connections, FinCon, friendship, networking, success, writing

My Favorite Frugal Five: A Recap

September 24, 2018 by Penny 8 Comments
Favorite Frugal Five

I am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done … [Read more…]

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Posted in: Save Tagged: awkward, change, frugal living, frugality, growth, Plutus, Plutus Awards

A Plutus Nod for Celebrating Your Money Wins – Volume 11

September 21, 2018 by Penny 2 Comments
Money Wins Plutus Nomination

Today’s money win is different. It isn’t strictly financial. There really aren’t any exact dollars and cents. Unless, of course, you count the dollars and cents that I spend on my blog. If that’s the case, this money win has a negative sign in front of it. But it’s worth every penny. Really! Over the … [Read more…]

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Posted in: Celebrate Tagged: investing, milestone, money, money wins, portfolio, progress, retirement, retirement account, savings, small wins, stock market

When You Get More Than You Give (Up)

September 19, 2018 by Penny 15 Comments
Frugality PB and J

Peanut butter and jelly. I eat it every day for lunch. After a recent interview on the FIRE Drill Podcast, that seemed to be the sound bite that stood out to most people. I could practically hear people’s sighs laiden with pity. Rather than write an ode about that the deliciousness of that simple sandwich … [Read more…]

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Posted in: Save Tagged: charitable giving, charity, consumerism, eco-friendly, environment, environmentalism, mindful, mindful spending, mindfulness, shopping

Share Your Struggles, Not Just Your Successes

September 17, 2018 by Penny 32 Comments

Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]

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Posted in: Wonder Tagged: debt, investing, memory, motherhood, roth IRA, stock market, storytelling, success, Vanguard

Celebrating Your Money Wins – Volume 10

September 14, 2018 by Penny 6 Comments
Money Wins She Picks Up Pennies 10

Little wins count. Sometimes little wins count the most. That’s the premise behind this series, and I really wanted to dig deep to prove it this week. It took some head scratching. Sure, I realized that I was only going to have to get gas once this month. There have been a few surprise rebates … [Read more…]

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Posted in: Celebrate Tagged: customer service, money wins, morning, morning routines, refunds, side hustles, surveys, wins

Teacher Talk: 7 Ways to Build a Library with Free or Cheap Books

September 12, 2018 by Penny 11 Comments
7 Ways to Find Free Books Cheap Books for Your Library

The research is undeniable. Reading is hugely beneficial for kids and teens. What’s more is the numerous benefits reading provides just about anyone. Additionally, if you ask most writers what makes them great at their craft, you’re likely to hear one thing over and over again: great writers are great readers. But there’s a problem. … [Read more…]

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Posted in: Teach Tagged: cheap books, classroom, classroom libraries, free books, Freecycle, libraries, secondhand, teach, teacher talk, teachers, teaching, thrifting

Frugally Awesome…or Awkward: The OfferUp Edition

September 10, 2018 by Penny 8 Comments
OfferUp Frugally Awesome Awkward

Call it serendipity, coincidence, or even divine intervention. As much as I believe that I am largely chartering my own course, every once in a while, the universe slaps me with a reminder to do something. Literally. OK, it wasn’t a slap. It was a trip. I was walking across the intersection in front of … [Read more…]

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Posted in: Spend Tagged: app, awkward, buying, flipping, hand-me-downs, OfferUp, online, reselling, sales, secondhand

Celebrating Your Money Wins – Volume 9

September 7, 2018 by Penny 9 Comments

What win am I celebrating this Friday? Caffeine. What? CAFFEINE! More specifically, I’m celebrating what is probably the biggest money win for me in a long time. It was a BAD day at work a few days ago. Not a Bad day. Not a bad day. It was an all caps, bold, underline bad day. … [Read more…]

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Posted in: Celebrate Tagged: airline miles, celebrations, CostCo, frequent flyer miles, money wins, savings, small wins, spavings, Starbucks, travel hacking

When It’s Time to Recalibrate

September 5, 2018 by Penny 7 Comments

$140. That’s how far we went over our budget last month. In just one category. As far as our budgets go, it was a bloodbath. It was also proof that if I give myself an inch financially, I’ll take a mile. Or at least a few hundred dollars. Rather than wring my hands or cry … [Read more…]

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Posted in: Plan Tagged: fun money, grocery spending, latte factor, lifestyle creep, lifestyle inflation, needs, saving, savings, spending, wants
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