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Living a More Purposeful Life One Cent at a Time

Christmas

5 Seasonal Shopping Tips You Actually Need–No, Really!

November 25, 2020 by Penny 4 Comments
Holiday Gift Bags Shopping Tips You Actually Need

There’s a chill in the air and a battle over when Christmas music can be played. The start of the holiday season is unmistakable. With all the promise of glitter and gifts, there’s also plenty of advice that gets floated around. Only spend X dollars. Purchase precisely Y things. Make sure you have Z experiences. … [Read more…]

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Posted in: Spend Tagged: Black Friday, Christmas, Christmas shopping, consumerism, holiday shopping, minimalism

5 Ways I’m Saving Over The Holidays (While Still Buying What I Want)

December 9, 2019 by Penny 1 Comment
Ways to Save During the Holidays

This is not about a no-spend Christmas. I have nothing against people who choose not to spend money on Christmas, or those who choose not to spend in general. But not spending isn’t for me. Instead of focusing on how to eliminate spending entirely (or even mostly!) this holiday season, I’m working on saving money … [Read more…]

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Posted in: Spend Tagged: budgeting, budgets, cashback, Christmas, Christmas budget, holidays, savings apps

What Should I Put on My Toddler’s Christmas List?

November 20, 2019 by Penny 16 Comments
What Should I Put On My Toddlers Christmas List?

In what can only be described as a Herculean effort fool’s errand, I announced to my family that I wanted to finish Christmas shopping this year by the end of November. The fallout was mighty. However, the most unexpected consequence of my hubris came from my mom. Namely, she met my request with one of … [Read more…]

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Posted in: Spend Tagged: Christmas, Christmas list, consumerism, gift giving, gifts, materialism, presents, shopping, toddler

Should I Worry About Christmas in July?

July 24, 2019 by Penny 3 Comments
Smartphone Apps to Make Money for Real

OK, fine. Worry isn’t the right word. But I am *thinking* about Christmas in July. And if you celebrate that holiday or have any other big end-of-year plans, you should probably be thinking about it, too. Why? Because if you plan far enough in advance, it can be painless and, dare I say, enjoyable. In … [Read more…]

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Posted in: Make Tagged: apps. sinking fund, Christmas, holiday, PayPal, savings

Why My Financially Stress-Free Christmas Starts Now

January 7, 2019 by Penny 16 Comments
Stress-Free Christmas Save Money

‘Tis the season to be… I know. Christmastime is over and there’s probably nary a carol left stuck in your head. Until now.  You’re welcome. While there’s a good chance this next season is all about being grumbly over the gray weather as we all wait for spring, I’m actually using it as time to … [Read more…]

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Posted in: Save, Spend Tagged: cash back, cashback, Christmas, mobile apps, rebates, savings, shopping, sinking fund

A Celebration of Stuff: Or Why I Might Be Flunking Minimalism

December 12, 2018 by Penny 12 Comments
Celebration of Stuff Bad Minimalist

What’s the best gift you’ve ever been given? A real gift. Something that came in a box with a bow. Or at least wrapped in the funnies. You know, a present. Of course, there’s health and happiness, family and friends. The gift of knowledge, which is something I have been giving my students all year. … [Read more…]

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Posted in: Celebrate Tagged: Christmas, clutter, decluttering, gifts, minimalism, presents, Thoreau

Frugally Awesome…or Awkward: Holiday Edition

January 3, 2018 by Penny 34 Comments

The holidays are full of awkward moments. Like when your mother-in-law excitedly shepherds you into the family room to see the new family photos she framed. Your two sisters-in-law look like they stepped out of a magazine. And you? Well, you look like a cross between a Goodyear blimp and Violet Beauregarde because that’s what … [Read more…]

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Posted in: Wonder Tagged: awkward, budget, Christmas, frugal, holiday, saving, spending

Ways I’m Giving Gifts Without Going Broke

December 11, 2017 by Penny 10 Comments

I am 100% average. When it comes to the average American, he or she spends $906 a year on Christmas. If my Google Sheet lieth not, I’m about to be able to say samesies. You read that right. I’m a personal finance blogger. Who practices frugality. And mindful spending. And toys around with minimalism. And … [Read more…]

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Posted in: Save, Spend Tagged: birthday, Black Friday, Christmas, gift giving, gifts, Ibotta, presents, spending, wedding

Bah Humbug: A Little Scrooge in Me

December 7, 2016 by Penny 22 Comments

December is a lot of things for a lot of people. For me? Well, it’s mostly a race to finish A Christmas Carol before winter break begins. The Dickens classic is part of the curriculum so I’m up to my eyeballs in ghosts, chains, and mince pies. While the iconic antihero Ebenezer Scrooge is typically … [Read more…]

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Posted in: Uncategorized Tagged: A Christmas Carol, budget, Christmas, classroom, consumerism, Dickens, electricity, heat, literature, minimalism, money, Scrooge, students, teaching

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