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Living a More Purposeful Life One Cent at a Time

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Celebrating Your Money Wins – Volume 21

August 21, 2019 by Penny 2 Comments
Summer Money Wins Carnival Fund

Summer might be winding down, but money wins are still going strong. As far as us personally, we are celebrating a huge debt payoff milestone, but the personal money win that I want to celebrate today is actually a lot less flashy.  My husband and I sat down and brainstormed some of the different things … [Read more…]

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Posted in: Celebrate Tagged: accounts, community, consumerism, Fidelity, garden, gardening, investing, money wins, recycle, relationships, reuse, Vanguard

Money Lessons from My Garden

July 20, 2019 by Penny 39 Comments

While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]

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Posted in: Invest Tagged: emergency fund, garden, gardening, investing, lessons, money, patience, planning, saving, spending, time

Summer Money: June to July Goals

June 28, 2017 by Penny 9 Comments

Somehow I blinked and now July is staring back at me when I look at the end of this week. While I took a break from a lot of my summer side hustles this year, it’s not been all quiet on the money front this June. Without further ado, here’s the often-promised, never-delivered goal recap … [Read more…]

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Posted in: Plan Tagged: garden, gardening, ghostwriting, goals, income, saving, side hustle, summer

10 Smart Money Moves for Spring

May 8, 2017 by Penny 20 Comments

Now that it’s finally really springtime in Chicagoland (I think), it’s time to make some smart seasonal money moves. Here’s what we did this weekend to help us gear up for sunny days outside and rainy days financially. Planted strategically. Zucchini, cucumber, and wax bean seedlings all joined the onions, radishes, carrots, and lettuce that … [Read more…]

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Posted in: Plan Tagged: compost, decluttering, garden, gardening, income streams, Poshmark, selling, side hustle

$1000 of Busted Budgets and Spent Savings

April 3, 2017 by Penny 34 Comments

The first quarter of 2017 went out with a bang. Or a boom. Or maybe a thud. Instead of sharing how much our net worth soared (we don’t track it) or how much our investments made (I mostly try not to look), I want to share another kind of truth with you. Sometimes you will … [Read more…]

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Posted in: Spend Tagged: best money spent, budget, extra paycheck, garden, savings, spending, tax refund

Picky Pinchers: Best Money Spent

December 2, 2016 by Penny 6 Comments
best money spent picky pinchers

It’s a new month and a new opportunity to celebrate the best money spent. To kick off December, Mrs. Picky Pincher from Picky Pinchers stopped by to dish on why the debt on her home is her best money spent. Paint fumes and all…

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Posted in: Guest Posts, Spending Tagged: best money, best money spent, garden, growing, guest, homeownership, mortgage debt, values

Simple & Inexpensive Teacher Gifts

April 25, 2016 by Penny 17 Comments

With Teacher Appreciation Week and the end of the school year fast approaching, some people might be considering giving gifts to their children’s teachers. In fact, Pinterest is burgeoning with creative teacher gifts, many of which fail to take into consideration the cost and talent it might take to design the crafts. When it comes … [Read more…]

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Posted in: Uncategorized Tagged: cheap, eco-friendly, garden, gift, gift ideas, green, plants, reuse, teacher

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