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Living a More Purposeful Life One Cent at a Time

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10 Back-to-School Money Moves for Teachers to Make Now

July 22, 2019 by Penny 6 Comments
Smart Money Moves for Teachers to Make School Supplies

Summer is winding down as anyone who has recently set foot in a Target can attest. You can’t move your shopping cart three feet without being assaulted with back-to-school reminders, especially those towering shelves at the Dollar Spot. Just that sentence is enough to send new and veteran teachers alike deep into fantasies about cute … [Read more…]

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Posted in: Teach Tagged: 403(b), 457, back to school, budget, classroom spending, education, education expenses, invest, pension, retirement, school supplies, teachers, teaching

Summer Money Moves That I Plan to Make

May 20, 2019 by Penny 7 Comments

You’re probably thinking you’re reading about the money moves that I’m planning to make this summer because I’ve gotten so good at goal setting and consistent check-ins. Or maybe you’re thinking it’s because I’m so pumped about finding ways to simplify my finances while boosting my income and living more purposefully. Or maybe you know … [Read more…]

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Posted in: Plan Tagged: 529, apps, declutter, finances, invest, no spend, roth, spending, summer, tracking

A Little Raise Goes a Long Way

September 13, 2017 by Penny 17 Comments

“That’s it? $60?” My husband’s reaction to his first paycheck of the school year was dramatically different from mine. I was thrilled. Thanks to his graduate classes, he is bringing in an extra $120 after taxes each month. To him, it was such a small amount of money in light of the time, effort, and … [Read more…]

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Posted in: Make Tagged: education, extra income, graduate school, invest, raise, salary schedule, teacher, teaching

I Make Money Online & And You Can, Too!

August 21, 2017 by Penny 8 Comments

Spoiler alert: I make money online a lot of ways. Blogging isn’t currently one of them. That’s right. I’m writing a post about how to make money online, and I’m not encouraging you to start your own blog (though I’ll gladly add yours to my reading list if you do!). Instead, I wanted to shed … [Read more…]

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Posted in: Invest, Make Tagged: Ebates, invest, investing, Poshmark, selling, Target Retirement Fund, Vanguard

When 50% Isn’t Everything

March 8, 2017 by Penny 30 Comments

When I write posts about how approximately 50% of our budget is dedicated to savings–and extra debt repayment–I want to take a victory lap around the table and send myself all sorts of celebratory GIFs. Truth be told, sometimes I do. But based on the number crunching that we’ve been doing lately, it seems the … [Read more…]

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Posted in: Plan Tagged: 50%, budget, debt, FMLA, husband, invest, maternity leave, partner, saving, saving half

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