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Living a More Purposeful Life One Cent at a Time

maternity leave

You Can’t Always Make More Money

August 5, 2021 by Penny 16 Comments

One of the most common pieces of advice in personal finance is to increase your income. It’s a solid suggestion. Until it’s not. The truth is that you can’t always make more money. There are a lot of instances when layering on a side income or two is hugely advantageous. I’d argue that in just … [Read more…]

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Posted in: Save Tagged: frugality, income, maternity leave, saving, spending, teaching

Why I’m Not Hustling Like a Mother

June 24, 2021 by Penny 12 Comments
Hanging Basket Petunias

I was coming up on the end of my first trimester, when I first saw it: A maternity t-shirt emblazoned across the front with the words Mom Hustle. All caps of course. When I saw this shirt, I had been throwing up for weeks. Not just in the morning or the evening. But basically any … [Read more…]

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Posted in: Plan Tagged: girl boss, hustle, hustle culture, hustle porn, maternity leave, mom boss, parental leave

Teacher Talk: How I’m Preparing Financially for My Maternity Leave

April 8, 2021 by Penny 4 Comments
Teacher Maternity Leave Prepare Financially Teddy Bear in Crib

Let’s get the bad news out of the way. This teacher’s maternity leave is entirely unpaid. The good news is that–in a really cruel world–I’m actually fortunate enough to be in a position where we can swing an unpaid leave at all. I’m especially fortunate that I’ll be able to take the full amount of … [Read more…]

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Posted in: Plan Tagged: 403(b), education, FMLA, maternity leave, teacher, teaching, unpaid leave

Saver’s Remorse: When Your What Overtakes Your Why

March 3, 2021 by Penny 9 Comments
Trail Marker Mountain Journey Savers Remorse

We’re all pretty familiar with buyer’s remorse. In fact, most of us learn the concept the hard way. Maybe the truth didn’t even sink in until after the return period ended. The horror. But what about saver’s remorse? Is it even a thing? Not only would I contend that saver’s remorse is absolutely real, it … [Read more…]

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Posted in: Save, Spend Tagged: buyer's remorse, extreme frugality, frugality, maternity leave, saver's remorse, saving, vacation

Why We Pushed Pause on Our Debt Payoff Plans

February 24, 2021 by Penny 7 Comments
Welcome home sign pausing mortgage payoff

No, I haven’t crossed over to the dark side. Yes, I still think there’s incredible value in being mortgage free. But for the past few months and into the foreseeable future, we pushed pause on our debt payoff plans. While I initially expected to feel a lot anxiety about this decision, I’m surprisingly resolute. Because … [Read more…]

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Posted in: Save Tagged: debt free, debt pay off, debt paydown, debt payoff, leave, leave of absence, maternity leave, mortage, mortgage, mortgage debt

Four Hard Money Lessons That I’m Grateful For

November 21, 2018 by Penny 4 Comments
Hard Money Lessons I'm Grateful For

It’s almost turkey time in the States. While I understand the holiday’s roots are questionable, and holidays in general can be a difficult time for people, I always find myself awash with gratitude this time of year. Over the past few weeks, I’ve spent a lot of time thinking about what I’m grateful for and … [Read more…]

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Posted in: Celebrate Tagged: advice, bosses, clutter, consumerism, debt, decluttering, lessons, maternity leave, money lessons, quitting, resign, resignation, waste

Naps are Priceless and Other Things I Learned Going Back to Work

November 5, 2018 by Penny 15 Comments
What It's Like to Be a Working Mom

Exactly one year ago, my maternity leave ended. In some ways, time has never moved faster. In other ways, I can’t believe how much things still feel the same. But for 365 days, I have had a full-time job in addition to being a mom. My son has spent more of the time that he is … [Read more…]

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Posted in: Make Tagged: baby, career, earning, education, income, maternity leave, mom, motherhood, parenting, salary, savings, son, teaching, toddler, work, working

Leaving the Best Job I Ever Had

November 6, 2017 by Penny 54 Comments

Today, the best full-time job I’ve ever had is ending. Don’t get me wrong. I’m going back to a pretty fantastic one. But as I pull out of our driveway and say goodbye to my maternity leave, I can’t help but think about the sixteen-pound drooling baby bossman who made that job so wonderful. I’ve … [Read more…]

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Posted in: Wonder Tagged: baby, baby fund, career, family, maternity leave, passion, school, teaching, work

Maternity Leave Money Diary – Week 1

September 6, 2017 by Penny 15 Comments

The age old debate: kids are expensive…or are they? To commemorate my unpaid leave, I thought I would offer an unedited look at my checkbook register. Just kidding, I stopped balancing my checkbook in 2009 two years ago. If this first week looks a little light on the spending, it’s because it was my first … [Read more…]

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Posted in: Spend Tagged: baby, budget, maternity leave, money diary, spending

The You-Can-Afford-It Spending Trap

August 7, 2017 by Penny 25 Comments

Something strange has happened. Somewhere along the way, Mr. P and I have turned into adults. Real adults. It’s not just because we’re up to our eyeballs in dirty diapers. Nor is it because we shackled ourselves to the bank are proud homeowners. It’s because we have what our family and friends have deemed “good … [Read more…]

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Posted in: Spend Tagged: baby, budget, consumerism, excess, maternity leave, spending
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