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Living a More Purposeful Life One Cent at a Time

payment

A Look at our Biggest Mortgage Payment to Date

December 4, 2017 by Penny 19 Comments

There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]

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Posted in: Spend Tagged: debt, debt free, debt payoff, goals, homeowner, house, mortgage, payment, prepayment, savings

Frugally Stupid: Graduation Celebration

October 5, 2016 by Penny 26 Comments

I’ve done a lot of foolish things for the sake of frugality. That one time I kept using hair product after I lopped off 7 inches of hair. It didn’t make my hair look better. In fact, it looked sticky and frizzy and ugh. But I didn’t want to be wasteful. Then, there was that … [Read more…]

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Posted in: Uncategorized Tagged: bills, goals, grad school, graduation, husband, master's degree, party, payment, priorities, tuition

Learning What I’m Worth

August 17, 2016 by Penny 34 Comments

There is lots of excellent advice on the interwebs about being paid properly. Some of it is polite; some quite frank. Whether you want to carefully document the reasons why you deserve a raise or boldly start adding zeroes to your hourly rates, it’s important to be paid fairly. I know. You know. We all … [Read more…]

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Posted in: Side Hustle Tagged: boss, clients, fair, hustle, income, payment, tutoring, worth

The Price of Politeness

February 16, 2016 by Penny 20 Comments

There’s a fine line between being polite and being a pushover, and it’s a line that I’ve danced along for the majority of my life. Chaulk it up to a consequence of my incredible awkwardness, but speaking up for myself in person has always been more than just a little bit challenge. Like, a whole … [Read more…]

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Posted in: Spend Tagged: bills, etiquette, home, lunch, manners, payment, remodel, renovation, split check

We Paid Off $18,000 Worth of Debt This Year

December 14, 2015 by Penny 16 Comments

It’s official. By the year’s end, we will have paid off $18,000 worth of debt. Instead of ordering ourselves a bunch of pink plastic flamingos for the yard or sending ourselves a delicious Edible Arrangement, though, we aren’t celebrating this milestone. The reason? We paid off a lot of debt. But we had no other … [Read more…]

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Posted in: Save Tagged: celebrate, debt, extra, goals, loans, mortgage, payment, side hustle, student loans, tuition

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