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Living a More Purposeful Life One Cent at a Time

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The Only Money Thing I Want to Do By 33

April 24, 2019 by Penny 17 Comments
My Money Time Capsule at 33

Aging is not a death sentence. It is, in fact, the exact opposite. Each birthday is another opportunity to grow, and it’s not just about becoming long in the tooth. People travel forward on their journeys, even if especially if their journeys aren’t straight lines. Of course, our thoughts and views change. What doesn’t get … [Read more…]

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Posted in: Celebrate Tagged: 403(b), birthday, debt, goals, investing, mortgage, Roths, teacher, teaching

Ways I’m Giving Gifts Without Going Broke

December 11, 2017 by Penny 10 Comments

I am 100% average. When it comes to the average American, he or she spends $906 a year on Christmas. If my Google Sheet lieth not, I’m about to be able to say samesies. You read that right. I’m a personal finance blogger. Who practices frugality. And mindful spending. And toys around with minimalism. And … [Read more…]

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Posted in: Save, Spend Tagged: birthday, Black Friday, Christmas, gift giving, gifts, Ibotta, presents, spending, wedding

30 Wonderfully Ordinary Days Before 30

April 27, 2016 by Penny 39 Comments

Today marks the last day of my twenty-ninth year. Rather than spending my final weeks planning a skydiving adventure or jetting off to a tropical locale, I decided to see if I could make my idea of ordinary into something extraordinary. Every night before I went to bed, I chronicled some small moment that left … [Read more…]

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Posted in: Uncategorized Tagged: appreciation, birthday, everyday, gratitude, simple, thirty

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