True to tradition, I will share my debt pay down numbers for 2017 in early January. While I’m eager to crunch the numbers, I wanted to start 2018 with a slight shift. Instead of emphasizing numbers right off the bat, I wanted to share my priorities for the new year, in addition to recapping some past posts that align with this focus. Here goes nothing!
Make more time for what matters. Becoming a mom has made me realize that every day is a once in a lifetime opportunity. I’m determined to find ways to maximize my time with my family, even if it means spending more to do so.
Focus on goals, not money. It’s easy to get lost in graphs and charts. What I really want to do this year is to become more goal-oriented rather than money focused.
Say no…without apology. I am a chronic over-apologizer. Even though I have a pretty solid alternative, my default is still to apologize. Not anymore, folks, not anymore.
Earn More Online
Keep investing. While I definitely get a kick out of all the bells and whistles that come with shopping apps, those earnings are small peanuts compared to what my Vanguard accounts did for us this year. (20.8% rate of return for one year. WHAAAAAAT!) As nervous of an investor as I can be, I’m going to stay the course.
Pay for Christmas with credit card rewards and app earnings. The goal here is twofold. I want to earn and spend my rewards purposefully, and I also want some extra incentive to cut back on Christmas cash.
Build up a freelancing base. This year was the first year that I earned an income writing each month. Some months, I wrote one piece, other months, I wrote four or five. I am hoping to do this consistently throughout the new year, and I would like to even find a few more opportunities to earn an income writing.
Continue to purge purposefully. I still have too much stuff. I lost the MinsGame twice last year, and I hope to do it again. Seriously.
Focus on experiences over things for my family. While I know that we will also need and want a certain amount of “stuff”, I plan to continue focusing on time together building traditions and growing passion, as well as time outdoors and traveling.
Earn money from my closet. First it was $500. Then it was over $1,000. This past year, though, I really took a more relaxed approach to reselling. I still plan on donating the majority of items that I purge, but I do have a few designer bags I would like to sell.
So Tell Me…What is your focus for 2018?