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Living a More Purposeful Life One Cent at a Time

Money Mind Games: Is $100 Always $100?

July 5, 2017 by Penny 18 Comments

Would you like to be $100 richer? It’s a no brainer. If you stroll down the sidewalk and lock eyes with Ben Franklin, chances are, you’re feeling pretty good about the walk you took. But is $100 always $100?

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Posted in: Spend Tagged: $100, loss, money, psychology, savings

Clearing Clutter: Figuring Out What I Own

July 3, 2017 by Penny 25 Comments

“I spent my 40th birthday touching everything in my house. And I haven’t done it since.” One of my in-laws shared that nugget with me last month. And while I don’t know her exact age, I do know that she isn’t 41. Did that make you shudder? Phew. Me, too.

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Posted in: Wonder Tagged: consumerism, declutter, minimalism, organization, shoes, stuff

Summer Money: June to July Goals

June 28, 2017 by Penny 9 Comments

Somehow I blinked and now July is staring back at me when I look at the end of this week. While I took a break from a lot of my summer side hustles this year, it’s not been all quiet on the money front this June. Without further ado, here’s the often-promised, never-delivered goal recap … [Read more…]

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Posted in: Plan Tagged: garden, gardening, ghostwriting, goals, income, saving, side hustle, summer

What My Pregnancy Cost So Far: Part 1

June 26, 2017 by Penny 18 Comments

Being pregnant can be pricey. But how expensive are we talking? It’s something I wondered often when we first found out we were expecting, so I decided to keep a running tally of what we were spending, both on ourselves (OK, mostly me, but I’m the one doing the heavy lifting whose pants don’t fit) and … [Read more…]

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Posted in: Spend Tagged: baby, budget, maternity clothes, pregnancy, spending

How to Know it’s Time to Bust Your Budget

June 21, 2017 by Penny 16 Comments

Track your spending. Review your expenses. Keep a budget. These are the fundamental aspects of straightening out any money messes you may have gotten into and making your money goals happen. And for good reason. They work! But what if, just like rules, budgets are meant to be broken at times? How would you know?

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Posted in: Spend Tagged: budget, expenses, giving, over budget, planned spending, purchases, spending

How We Saved for Our First Baby

June 19, 2017 by Penny 19 Comments

There is nothing in life that I’ve experienced quite like finding out you are bringing a new life into this world. Not a single thing could wipe the dopey grins from our faces. Not even the reality of the fact that kids are expensive. The smiles were there to stay. But we also knew that … [Read more…]

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Posted in: Plan Tagged: baby, baby fund, Boost Mobile, mortgage, planning, savings

Money Lessons from Very Different Parents

June 14, 2017 by Penny 29 Comments

There’s a lot to be said about being on the same page as your partner financially. Teamwork makes the dream work after all. But when I think about some of the best financial savvy that I learned growing up, I realize that much of it comes from the fact that I grew up in a … [Read more…]

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Posted in: Spend Tagged: coupons, family, finances, grocery shopping, savings, spending, tracking

3 Reasons I Should Turn in My PF Card

June 12, 2017 by Penny 21 Comments

There are a lot of things that we do right financially. We save half of our income and max out our Roth IRAs. We both pick up extra work and bank the additional income. We brown bag our lunches and cook dinner at home almost every night of the month. But there are also a … [Read more…]

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Posted in: Spend Tagged: income report, MMM, net worth, outsourcing, savings, spending

No, I Don’t Want Your $15 Writing Job

June 7, 2017 by Penny 33 Comments

Call me a snob. Call me out of touch. Call me whatever you want, but I’m not chasing after that insultingly low-paying writing job. And you shouldn’t either.

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Posted in: Make Tagged: earnings, Fiverr, freelance, online, Upwork, worth, writer, writing

Summer Money: Setting Goals for June

June 5, 2017 by Penny 17 Comments

With the weather finally heating up, I thought I’d take some time to slow down and set some summer goals. I’m notoriously bad at goal setting in that I make goals for myself all the time, I just never post the follow-up. While I can’t promise that there will be a companion piece at the … [Read more…]

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Posted in: Plan Tagged: declutter, freelance, ghostwriting, goals, money, savings, selling, summer
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