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Living a More Purposeful Life One Cent at a Time

advice

Four Hard Money Lessons That I’m Grateful For

November 21, 2018 by Penny 4 Comments
Hard Money Lessons I'm Grateful For

It’s almost turkey time in the States. While I understand the holiday’s roots are questionable, and holidays in general can be a difficult time for people, I always find myself awash with gratitude this time of year. Over the past few weeks, I’ve spent a lot of time thinking about what I’m grateful for and … [Read more…]

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Posted in: Celebrate Tagged: advice, bosses, clutter, consumerism, debt, decluttering, lessons, maternity leave, money lessons, quitting, resign, resignation, waste

No One Owes You An Apology for Spending Money

June 27, 2018 by Penny 32 Comments

“Well, that’s not stealth wealth.” “Do you know how many years you’re delaying retirement with that kind of spending?” “Could my neighbor keep up with the Joneses any harder?” “I have these friends who would have a lot more money if they just wouldn’t make such bad choices with their money.” It’s easy to spout … [Read more…]

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Posted in: Spend Tagged: advice, consumerism, help, judgement, personal finance, pressure, priorities, spend, spending, values

Sometimes You Need to Ignore Everyone

August 2, 2017 by Penny 27 Comments

There’s no shortage of people doling out advice on the interwebs. In fact, there’s no shortage of advice on this very blog. While I’m long been a proponent of the fact that there’s nothing one-size-fits-all about personal finance, this is the first time I’m going to say something so explicitly. I hope you ignore me—and … [Read more…]

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Posted in: Wonder Tagged: advice, debt, mortgage, passion, side hustle

No, We’re Not Doing It All Wrong

April 5, 2017 by Penny 28 Comments

I’ve met a lot of people who have made a lot of money mistakes. Heck, I’ve been that person. Again and again. But you know who I haven’t met yet? Someone who is doing every money thing wrong.

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Posted in: Wonder Tagged: advice, comments, financial literacy, mistakes, perspective

Five Financial Truths I Don’t Believe

March 1, 2017 by Penny 29 Comments

The interwebs are filled with financial advice, cautionary tales, and success stories beyond my wildest imaginings. Amidst all that collective wisdom, though, are some sayings that seem significant but might actually be problematic oversimplifications. Here are five tweetable money truths that simply don’t ring true for me.

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Posted in: Wonder Tagged: advice, lies, money, oversimplifications, privilege, sayings, wisdom, wrong

Harnessing the Power of Not Yet

June 29, 2016 by Penny 17 Comments

Letter grades are one of the hallmarks of the American education system. Whether it’s an A or an F or something in between, letter grades define our academic abilities as students for nearly two decades of life. And then what? People still talk about succeeding and fret at the notion of failing. What would happen if … [Read more…]

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Posted in: Uncategorized Tagged: advice, failure, goals, help, investing, journey, progress, savings, self-improvement

Advice Needed: Savings Accounts…and Stealing?

March 25, 2016 by Penny 26 Comments

Sometimes I think I should turn in my personal finance blogging card. This past week, I’ve been confronted with two different money dilemmas that have me stumped: emergency funds and found money. I understand the basic principles of both. Emergency funds are one of the most talked about topics in personal finance. And na-na na-na … [Read more…]

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Posted in: Savings Tagged: advice, e-fund, emergency fund, found money, gift card, input, pennies, savings

FIRE is in My Blood

February 22, 2016 by Penny 12 Comments

The first time I mentioned the revolutionary concept of financial independence early retirement (FIRE) to my mom a few years ago, I was met with a scoff. She applauded the idea of financial independence. But early retirement? It was met with pursed lips, a decided frown, or the click of her tongue behind her teeth … [Read more…]

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Posted in: Save Tagged: advice, early retirement, examples, family, FIRE, goals, lessons, mom

Simple Advice to Combat Investing Woes

January 26, 2016 by Penny 9 Comments

My husband doesn’t read my blog. He convinced me to start it, cheered me on enough to actually convince me to purchase a domain name and self host, and that was about it. Except for one day very early on when he clicked and clicked to get my page to 100 views…and promptly got busted … [Read more…]

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Posted in: Invest Tagged: advice, budget, investing, IRA, retirement, roth, savings, stock market

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