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Living a More Purposeful Life One Cent at a Time

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Celebrating Your Money Wins – Volume 17

May 13, 2019 by Penny Leave a Comment
Celebraing Money Wins Volume 17

Drum roll, please. We…did not pay off our mortgage. But you already knew that for two reasons. My Twitter feed hasn’t been nonstop GIFs and this blog post is coherent (at least somewhat). I solemnly swear that the day we pay off our mortgage there will be so much celebrating in real life and online … [Read more…]

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Posted in: Celebrate Tagged: cars, celebrate, debt free, debt pay off, DSW, money wins, new cars, shoe recycing, shoes, student loans, used cars

Shoe Recycling at DSW to Declutter and Earn Cash…Kind Of

March 11, 2019 by Penny 22 Comments
DSW Shoe Recyling Program

In the name of science this blog, I attempted a thing: I recycled my shoes. More specifically, I tried recycling my shoes at DSW. I’ve learned a lot of lessons decluttering. One of the most important lessons is that sometimes things are just garbage. But sometimes things aren’t. That’s how I felt about these shoes. … [Read more…]

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Posted in: Declutter Tagged: closet, clutter, consumerism, declutter, decluttering, DSW, DSW VIP, environment, environmentalism, green, recycling, shoe recycle, shoe recyling, shoes, shopping

What I Decluttered & How I Know I’m Not Done: February 2019

February 27, 2019 by Penny 19 Comments
Signs Still Need to Declutter

I didn’t start the year with a concrete number for how many items I wanted to declutter. I was invited to do a few different challenges. The most dramatic one promised to part ways with 1,000 items. I didn’t accept. Because honestly? It seemed too easy. For a house that generally abides by the clean … [Read more…]

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Posted in: Declutter Tagged: baby, charity, clothes, clutter, decluttering, donations, family, minimalism, organization, shoes, toddler

What Happened When I Tried to Stop Believing in the Latte Factor

October 29, 2018 by Penny 26 Comments
Is the latte factor real?

It started with a beverage. Of course it did. No, I’m not talking about an actual latte. Truth be told, I don’t drink coffee of any kind. Not even the kind that comes with a heaping of high fructose corn syrup and a caramel swirl. This was a Diet Coke. I had some time to … [Read more…]

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Posted in: Spend Tagged: earning, expenses, grocery, grocery budget, income, latte factor, shoes, splurges, Starbucks

Your Stuff Isn’t Worth What You Think

June 20, 2018 by Penny 24 Comments

This could be the kind of post with a dramatic conclusion that whispers, “No, your stuff isn’t worth what you think. (breathy pause) It’s worth more.” But this is not that post. Your stuff is worth less than you think. A lot less. Basically, it’s worthless. How can I be so certain? I am the … [Read more…]

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Posted in: Declutter Tagged: clothes, clothing, Coach, designers, eBay, fashion, fast fashion, OfferUp, Poshmark, resale, reselling, shoes, Yves Saint Laurent

When Spending Big is a Frugal Win

October 4, 2017 by Penny 34 Comments

I felt like a fraud. Here I am writing about spending $7 a month on breakfast and paying down over $50,000 in debt in two years, and all of a sudden, I’m playing eeny meeny miny moe on my Instagram story with two pairs of $99 Michael Kors flats. (Confession: I ordered four. I’m only … [Read more…]

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Posted in: Spend Tagged: cheap, frugal, frugality, Michael Kors, quality, shoes, shopping

Clearing Clutter: Figuring Out What I Own

July 3, 2017 by Penny 25 Comments

“I spent my 40th birthday touching everything in my house. And I haven’t done it since.” One of my in-laws shared that nugget with me last month. And while I don’t know her exact age, I do know that she isn’t 41. Did that make you shudder? Phew. Me, too.

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Posted in: Wonder Tagged: consumerism, declutter, minimalism, organization, shoes, stuff

Clutter Confessions: 100-Day Countdown

April 12, 2017 by Penny 18 Comments

Today is the 100-day mark until Half Penny arrives. Countless thoughts race through my mind. Epidural or not? Boy or girl? Cloth diapers or disposables? Will I ever get an adequate explanation of the difference between a bouncer and a swing? And the most important question of all: If I had an engineering degree, would … [Read more…]

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Posted in: Wonder Tagged: closets, clutter, consumerism, declutter, excess, minimalism, organization, shoes, stuff

Deciding When and Why to Spend

February 6, 2017 by Penny 20 Comments

Why do you save? This question is spotlighted enough in the personal finance world that if I asked it in a room, I’m sure I’d see arms waving everywhere. For a rainy day, a downpayment, early retirement, any type of retirement. Pick a goal, slap it on your savings account. But what if I asked … [Read more…]

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Posted in: Spend Tagged: budget, mall, planning, savings, shoes, shopping, spending, YOLO

A Time for More Shoes

January 16, 2017 by Penny 82 Comments

This year, we’re getting ready for more. If you’re visited my blog before, you know my closet is no stranger to shoes. While I’ve promised to declutter more and shop less, I’m sure you’ll grant us this one exception. Yup, you guessed it! Mr. P and I are over the moon getting ready for more … [Read more…]

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Posted in: Wonder Tagged: baby, baby news, budgets, dreams, family, planning, shoes
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