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Living a More Purposeful Life One Cent at a Time

grocery budget

Making Food Waste Our Financial Focus

January 12, 2021 by Penny 6 Comments
Food Waste Garbage Pile

If you follow me on Twitter, you know I battled wicked heartburn thanks to a tasty but aggressive jalapeno ranch salad…and then promptly ate the rest for lunch the next day.  This isn’t just a reflection of who I am (it is a compelling snapshot!); it’s also a reflection of my focus. For us, the … [Read more…]

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Posted in: Plan Tagged: food waste, goals, grocery budget, grocery shopping, saving

Celebrating Your Thanksgiving Money Wins – Volume 25

November 25, 2019 by Penny 2 Comments
Celebrating Your Thanksgiving Money Wins

Thanksgiving is almost upon us. While the average American gets ready to spend just under $187 on Thanksgiving this year, I knew the personal finance community would have something to say about that. Namely, there are all sorts of ways to make your own Thanksgiving money wins. Maybe you’re hosting, maybe you’re traveling, or maybe … [Read more…]

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Posted in: Celebrate Tagged: cash back, celebration, family, grocery budget, grocery spending, hosting, money wins, party gives, rebates, Thanksgiving

Why We Take Our Toddler Grocery Shopping Every Week

November 18, 2019 by Penny 11 Comments
Why We Take Our Toddler Grocery Shopping Every Week

You probably thought the definition of insanity was doing the same thing twice and expecting different results. That is…until you read the title of this post. Then, maybe you reworked your definition, huh? But we actually purposefully make the choice to take our toddler grocery shopping. Every. Single. Week. And we like the results! In … [Read more…]

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Posted in: Plan Tagged: budgeting, family, grocery budget, grocery shopping, kids money lesson, money lessons, shopping, spending, toddler

Is it Lifestyle Inflation or Do I Need to Adjust My Budget?

November 13, 2019 by Penny 18 Comments
Is It LIfestyle Inflation or Is It Time to Adjust My Budget?

Confession time, fam. I keep busting our budget. The whole thing doesn’t go up in flames, but category after category, month after month, I keep going over budget. So as I scrolled through the spreadsheet last month, I found myself wondering if this is lifestyle inflation at its undiagnosed finest…or do I need to adjust … [Read more…]

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Posted in: Plan Tagged: budget, family money, grocery budget, lifestyle inflation, parenting, savings, spending

How We Plan to Max Out Our 5% Cashback on Groceries

March 4, 2019 by Penny 8 Comments
5% Cashback Groceries Manufactured Spending

If have the Discover It Card, there’s a good chance you’re smiling. It’s a good credit card all of the time. It’s an especially great credit card this quarter. How else can you get 5% cashback on groceries? To take full advantage of the perks of this card and to fill up our Christmas fund, … [Read more…]

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Posted in: Spend Tagged: cash rewards, cashback, credit card rewards, credit cards, Discover, Discover It, grocery budget, grocery shopping, manufactured spending

How We Pulled Off a No Spend Weekend as a Family in the Dead of Winter

February 20, 2019 by Penny 4 Comments
No Spend Weekend Family Winter Ideas

I’ve written about our decision to opt out of opting out before. In short, major spending restrictions don’t seem to target our money needs right now. Five years ago, when I literally bought an espadrille in every color so I could make a rainbow on my personal Instagram account? Money gods, yes. Now? Not so … [Read more…]

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Posted in: Save Tagged: baby, family, frugal, grocery budget, library, no spend, savings, toddler, weekend, zero spend

What Happened When I Tried to Stop Believing in the Latte Factor

October 29, 2018 by Penny 26 Comments
Is the latte factor real?

It started with a beverage. Of course it did. No, I’m not talking about an actual latte. Truth be told, I don’t drink coffee of any kind. Not even the kind that comes with a heaping of high fructose corn syrup and a caramel swirl. This was a Diet Coke. I had some time to … [Read more…]

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Posted in: Spend Tagged: earning, expenses, grocery, grocery budget, income, latte factor, shoes, splurges, Starbucks

When You Can’t Always Earn More

August 20, 2018 by Penny 29 Comments

There’s a dirty little lie in the personal finance world. Fine. It’s not a lie. But it’s not the universal truth that it’s held up to be either. “You can always make more money.” Can you really? Can I?

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Posted in: Plan Tagged: $200 groceries, budget, cut, earn, earning potential, grocery budget, raise, save, spend

Celebrating Your Money Wins – Volume 7

August 10, 2018 by Penny 17 Comments

How much money will I have to make before I stop getting excited about free food at work? Alright, friends, I must confess. This is a trick question. I don’t think the dollar amount exists. My money win for the week is actually a look ahead. Teachers are scavengers. Truly. If you think the kids … [Read more…]

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Posted in: Celebrate Tagged: celebrate, consumer debt, credit card debt, debt, debt payoff, groceries, grocery budget, money wins, mortgage, mortgage payment, windfall, wins

Upping Our Grocery Bill: Manufactured Spending with Discover Cards

June 13, 2018 by Penny 15 Comments

I spent the better part of a year dropping our grocery budget to $200 a month. I wore that number like a badge of honor. That’s why when I told my husband I wanted to spend $1000 a month at the grocery store, he thought I was joking. What I’m really trying to do is … [Read more…]

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Posted in: Spend Tagged: budget, credit card, Discover card, gift cards, grocery budget, grocery store, manufacture spend, manufactured spending
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