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Living a More Purposeful Life One Cent at a Time

personal finance

Saying No to No-Spends, Optimization, and Money Stress

January 6, 2020 by Penny 9 Comments
Saying No to No-Spends and Money Stress

New year, new me. This “new me” doesn’t come with any groundbreaking resolution or a detox of any kind. Instead, I’m simply looking at this year–and hopefully this life–as an opportunity to manifest a little less stress. No, I didn’t stumble upon a magic wand. Nor did Santa leave behind a promise for a stress-free … [Read more…]

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Posted in: Spend Tagged: guilt, no spend, no-spend challenge, personal finance, stress

More April Fools’ Day Money Truths

April 1, 2019 by Penny 8 Comments
April Fools Money Truths I Swear

I opened a Vanguard account almost five years ago. Somehow, I managed to land $0.07 in the settlement money market fund. I still don’t know how I did it, and just the other week, it disappeared. April Fools! It is April 1st, but that’s actually the god’s honest truth. My initial instinct was to figure … [Read more…]

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Posted in: Spend Tagged: credit, investing, jokes, personal finance, rebate, refund, Vanguard

What I Needed to Hear About Making Work Optional & A Book Giveaway!

February 18, 2019 by Penny 56 Comments
Work Optional Early Retirement Book

Woohoo! What do financially-savvy and frugal people like more than free things? How about free things that make you better with money? Then don’t miss the details about the giveaway at the bottom of this post. I’ve had an advance copy of Tanja Hester’s Work Optional: Retire Early the Non-Penny-Pinching Way for several weeks now. … [Read more…]

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Posted in: Plan Tagged: book review, books, community, early retirement, education, FIRE, personal finance, teaching, work optional

No One Owes You An Apology for Spending Money

June 27, 2018 by Penny 32 Comments

“Well, that’s not stealth wealth.” “Do you know how many years you’re delaying retirement with that kind of spending?” “Could my neighbor keep up with the Joneses any harder?” “I have these friends who would have a lot more money if they just wouldn’t make such bad choices with their money.” It’s easy to spout … [Read more…]

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Posted in: Spend Tagged: advice, consumerism, help, judgement, personal finance, pressure, priorities, spend, spending, values

Does It Really Matter Where Dave Ramsey Lives?

October 15, 2015 by Penny 30 Comments

One of the most fascinating aspects of personal finance is the fact that it is comprised of individual stories, goals, wisdom, and opinions. I have read certain bloggers state unequivocally that if you have not experienced debt, your authenticity as a personal finance blogger is questionable at best. I’ve also seen readers lambaste bloggers in comment … [Read more…]

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Posted in: Wonder Tagged: budget, Dave Ramsey, personal finance, quotes, spending

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