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Living a More Purposeful Life One Cent at a Time

mortgage payments

Celebrating a Major Mortgage Milestone

May 14, 2021 by Penny 7 Comments

I’d like to say that since I started this blog, we’ve been on a mission to pay off our debt. But the truth is that I started blogging under the impression we were mostly debt free because our cars were almost paid off…and I didn’t realize a mortgage was debt. I know. I know. Once … [Read more…]

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Posted in: Celebrate Tagged: amortization, debt, debt payoff, mortgage, mortgage payments, mortgage payoff

When Should I Pay Off My Mortgage?

May 8, 2019 by Penny 34 Comments
When Should I Pay Off My Mortgage?

There’s no such thing as stupid questions. But I’m pretty sure I’m about to ask one. When should I pay off my mortgage? We’ve been homeowners for a while now. In fact, we were just awkwardly introducing ourselves to new neighbors down the street (I later found part of a stick in my hair, don’t … [Read more…]

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Posted in: Wonder Tagged: debt, early payments, extra payments, mortgage, mortgage debt, mortgage payments, mortgage payoff, mortgage recast, recast, refi, refinance

Lessons Learned from Putting $33K Toward Debt Last Year

March 27, 2019 by Penny 19 Comments
Debt Paydown Progress: $33K in One Year

I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]

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Posted in: Spend Tagged: debt, debt payoff, expenses, frugal, homeowner, homeownership, income, mortgage, mortgage payments, mortgage payoff

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