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Living a More Purposeful Life One Cent at a Time

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5 Ways I’m Saving Over The Holidays (While Still Buying What I Want)

December 9, 2019 by Penny 1 Comment
Ways to Save During the Holidays

This is not about a no-spend Christmas. I have nothing against people who choose not to spend money on Christmas, or those who choose not to spend in general. But not spending isn’t for me. Instead of focusing on how to eliminate spending entirely (or even mostly!) this holiday season, I’m working on saving money … [Read more…]

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Posted in: Spend Tagged: budgeting, budgets, cashback, Christmas, Christmas budget, holidays, savings apps

How We Plan to Max Out Our 5% Cashback on Groceries

March 4, 2019 by Penny 8 Comments
5% Cashback Groceries Manufactured Spending

If have the Discover It Card, there’s a good chance you’re smiling. It’s a good credit card all of the time. It’s an especially great credit card this quarter. How else can you get 5% cashback on groceries? To take full advantage of the perks of this card and to fill up our Christmas fund, … [Read more…]

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Posted in: Spend Tagged: cash rewards, cashback, credit card rewards, credit cards, Discover, Discover It, grocery budget, grocery shopping, manufactured spending

Why My Financially Stress-Free Christmas Starts Now

January 7, 2019 by Penny 16 Comments
Stress-Free Christmas Save Money

‘Tis the season to be… I know. Christmastime is over and there’s probably nary a carol left stuck in your head. Until now.  You’re welcome. While there’s a good chance this next season is all about being grumbly over the gray weather as we all wait for spring, I’m actually using it as time to … [Read more…]

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Posted in: Save, Spend Tagged: cash back, cashback, Christmas, mobile apps, rebates, savings, shopping, sinking fund

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