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Living a More Purposeful Life One Cent at a Time

A New Outlook on Our Mortgage

January 19, 2016 by Penny 15 Comments

I hate our mortgage. And I probably always will. The fact that we own so little of our home yet foot all the repair bills was maddeningly frustrating last week when our furnace started acting up to the tune of $600. But after clicking through Tim Urban’s “The Tail End”, I realize that maybe I’ve … [Read more…]

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Posted in: Spend, Wonder Tagged: debt, family, financial independence, friends, luxury, mortgage, priorities, time

E-Funds & Anchors: The Cheapest $600 Ever Spent

January 15, 2016 by Penny 19 Comments

This week, we paid off Mr. P’s car loan. Approximately 56 minutes after clicking “submit” on the payment, our furnace started squawking. I had a morning appointment to keep, but Mr. P promised to stand at the ready in the basement. I’m not entirely sure what that entailed, but I like to imagine him with … [Read more…]

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Posted in: Save, Spend, Stay Tagged: anchor, budgeting, e-fund, emergency fund, expenses, home, home ownership, home repairs, HVAC, planning

Actually…We Paid Off $24K in Debt Last Year

January 13, 2016 by Penny 18 Comments

It’s not good to keep secrets in the blogging world. I know that. And it’s not so much a secret, so much as it isn’t really my story to tell. But we have more debt than I’ve previously mentioned. Well, had. More precisely, Mr. P had more debt. I wrote a post about how we … [Read more…]

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Posted in: Save Tagged: car, car loan, debt, financial independence, financing, mortgage

My Return to Couponing & How to Start

January 11, 2016 by Penny 11 Comments

  Over the past month, I’ve gone back to clipping coupons. Not “let’s buy free contact solution even though no one wears contacts” couponing. Not “buried under a mountain of Sunday papers” couponing. I’m not even primarily couponing for things I need. I’m couponing for our food pantry.

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Posted in: Uncategorized Tagged: budget, charity, couponing, coupons, donations, giving, groceries, sales, savings

How Not To Save

January 8, 2016 by Penny 21 Comments

It’s no secret that saving money, paying off debt, and earning extra income are some of my priorities. I’m fortunate to be in a relationship where Mr. P shares the same values. We certainly haven’t always been on the same page financially, but tying the knot and blending bank accounts certainly helped us work towards … [Read more…]

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Posted in: Uncategorized Tagged: emergency fun, focus, goals, money, savings, spending

Why I’m Glad Comcast Raised Rates…Again

January 6, 2016 by Penny 26 Comments

If you follow me on Twitter, it’s no secret that I hate paying for cable. Yet, in the great compromise* that is marriage, I’ve continued to shell out for cable since those two glorious weeks when we had no TV or Internet at all when we first got married and a certain someone may or … [Read more…]

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Posted in: Uncategorized Tagged: budget, cable, cutting costs, raised rates, savings, television, TV< Comcast

Lunching for Less in Las Vegas

January 4, 2016 by Penny 6 Comments

If you’re looking for a post about a way to devour a 57-ounce dry-aged bone-in rib eye and wash it down with seared Hudson Valley foie gras at Prime Steakhouse while the Bellagio Fountains dance for $10 a person, keep looking. While I won’t promise you big-name chefs and bank-breaking restaurants, I can promise you … [Read more…]

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Posted in: Explore Tagged: comps, frugal, Las Vegas, lunch, MyVegas, savings, tipping

Beyond Financial Fitness in 2016

December 28, 2015 by Penny 4 Comments

With the new year just days away, now seems like a fitting time to look to the future. Many of the posts on She Picks Up Pennies have had a financial focus this past year. Looking ahead, I plan to continue to pay down debt (we’re shooting for well above the $18k mark for 2016!), … [Read more…]

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Posted in: Uncategorized Tagged: finances, fitness, goals, investing, savings, spending

Digital Nomads: Mixing Work and Pleasure

December 28, 2015 by Penny 2 Comments

Mr. P and I are jetting off for a quick trip (hooray for gifting experiences instead of things). While we’re away, thanks to Nate Vickrey for this post on some insights into different job opportunities digital nomads pursue.  The rise of the Internet brought us a lot of possibilities. Among them is the opportunity not … [Read more…]

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Posted in: Explore Tagged: digital nomads, freelancing, nomads, photographer, trader, travel, writer

To Families Who Gave Teachers Gifts

December 23, 2015 by Penny 5 Comments

To The Families Who Gave Teachers Gifts, I spent the day before winter break writing your children thank you notes that I am fairly confident you will never see. In fact, they’ve probably already been relinquished to the deep recesses of binders next to permission slips, school calendars, and progress reports or banished to the … [Read more…]

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Posted in: Uncategorized Tagged: gifts, gratitude, kindness, mindfulness, notes, students, teaching, thankful
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