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Living a More Purposeful Life One Cent at a Time

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A Glimpse Inside 31 Days of Kindness

December 28, 2016 by Penny 17 Comments

Normally, year-end posts are all about numbers. Consumer debt reductions. Mortgage payoffs. Portfolio numbers. Net worth increases. And my last post about paying off $27,000 worth of debt was no exception. But to round out the year, I wanted to highlight one of the few goals that I actually kept that made me most happy. … [Read more…]

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Posted in: Uncategorized Tagged: 2017, charitable giving, charity, future, giving, goals, kindness, kindness challenge, plans, service

“Don’t Tell Me How to Spend My Money”

December 14, 2016 by Penny 52 Comments

Every holiday, my nana and I had the exact same fight. She would give me more money than I knew she could afford, and I would spend the rest of the time she was visiting us trying to strategically hide it in her purse. If she happened to write a check, it was much simpler. … [Read more…]

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Posted in: Uncategorized Tagged: family, friends, honeymoon, investing, judging, judgment, mortgage, new cars, spending, travel, vacation

Giving Myself a Little Credit

December 12, 2016 by Penny 25 Comments

This blog has helped me grow financially. It has introduced me to ideas and insights, writers and friends I couldn’t imagine a little more than a year ago. This blog has also helped me start to live more purposefully. What I never imagined, though, was that my struggles with blogging–more than my successes–would really help … [Read more…]

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Posted in: Uncategorized Tagged: graduate school, kindness, patience, relaxation, rest, side hustle, simple, teaching, tutoring

Bah Humbug: A Little Scrooge in Me

December 7, 2016 by Penny 22 Comments

December is a lot of things for a lot of people. For me? Well, it’s mostly a race to finish A Christmas Carol before winter break begins. The Dickens classic is part of the curriculum so I’m up to my eyeballs in ghosts, chains, and mince pies. While the iconic antihero Ebenezer Scrooge is typically … [Read more…]

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Posted in: Uncategorized Tagged: A Christmas Carol, budget, Christmas, classroom, consumerism, Dickens, electricity, heat, literature, minimalism, money, Scrooge, students, teaching

Two Little Shifts & Big Returns

December 5, 2016 by Penny 31 Comments

There’s something about the last month of the year. For all it’s magic, December always passes by in a blur. Still, as I looked through our numbers for November and thought about the month ahead, I realized that we’re making progress. And two little tweaks I made a few months back have been paying off … [Read more…]

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Posted in: Uncategorized Tagged: apologize, budget, cars, driving, fuel, language, mindfulness, purpose, purposeful, simple switches, sorry, words

Doubting Your Charitable Giving

November 30, 2016 by Penny 42 Comments

Last month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my … [Read more…]

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Posted in: Uncategorized Tagged: budget, budgets, charitable giving, comparison, competition, giving, kindness

This Wonderful Virtual Life

November 23, 2016 by Penny 22 Comments

Last Thanksgiving, I spent the bulk of the afternoon darting in and out of the coat closet at my in-laws’ house. It was my first feature on Rockstar Finance, and I was absolutely mesmerized. Take a bite, catch up with a relative, check my phone. After three months of blogging talking to myself, people were actually … [Read more…]

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Posted in: Uncategorized Tagged: blogging, community, features, goals, gratitude, happiness, reflection, Rockstar Finance, thanks, Thanksgiving, Tip Yourself

Minimalism and Losing a Mentor

November 16, 2016 by Penny 31 Comments

Minimalism lite served me well this year. I’m no longer living out the latte effect. My shoes almost all fit into my organizers. There is hope that one day, my husband’s clothes and mine will be able to live side by side in one closet. That’s to say nothing of the money that I’ve made … [Read more…]

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Posted in: Uncategorized Tagged: declutter, donations, memories, mentor, minimalism, recycle, regret

Finding Contentment in Well Enough

November 7, 2016 by Penny 72 Comments

Weekends are hard for me. Sundays in particular. No, I don’t dread going back to work the next day. The problem is that the weekends are a chance to slow down. Sometimes. And when I do slow do, I spend time catching up. Often times, I’ll read posts like “How to Pay Off $100K in … [Read more…]

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Posted in: Uncategorized Tagged: appreciation, contentment, dad, family, friends, gratitude, happiness, lake, nature, perspective, simple living, slow living, well enough

If I Were Rich, Where Would I Be?

October 28, 2016 by Penny 41 Comments

“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted. Now … [Read more…]

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Posted in: Uncategorized Tagged: business, charity, dreams, education, FIRE, giving, loans, passion, plans, retirement, service, sponsored, teaching, travel
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