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Living a More Purposeful Life One Cent at a Time

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5 Things to Do Today Besides Buying a Mattress

May 31, 2021 by Penny 14 Comments

I’m not entirely sure how it happened, but mattress sales on Memorial Day are ubiquitous across the United States. Then, there are the home good sales. And the linen sales. And the lawn furniture. And the list goes on. While I have nothing against scoring a bargain on something you actually need, no one should … [Read more…]

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Posted in: Save Tagged: charity, Charity Navigator, family, friends, giving, military, no spend, no spending, service, veterans, zero spend

Clorox Wipes, Classrooms, and COVID-19: A Lesson in Accepting Help

March 11, 2020 by Penny 12 Comments

Bow, curtsy, tap toes, wave, smile, nod. These are just some of the handshake alternatives that are enjoying their turn in the limelight. There are also peace signs, Spock signs, salutes, air high-fives. If you’re my middle school students, you might just take to greeting one another with a squirt of hand sanitizer. (Actually, don’t … [Read more…]

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Posted in: Wonder Tagged: classroom, community, friends, gratitude, spending

Who Are You Showing Up For?

November 4, 2019 by Penny 19 Comments
No One Has Time Any More for Anyone Else

“No one has time any more for anyone else.” The words sat there, just a few pages into our novel study of Fahrenheit 451. My breath caught in my throat. I’ve read those very words over a dozen times, but this year, they read differently. In 1953, Bradbury predicted many things. From screens that interact … [Read more…]

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Posted in: Wonder Tagged: busy, busy-ness, culture, family, friends, priorities, time, values

To Anyone Who Wonders If Their Giving Matters

June 3, 2019 by Penny 31 Comments

Over the past year, I received two remarkable gestures from two Internet heroes. While I’ve certainly thought about their actions, I haven’t quite been able to find the words to tell the stories. I’m still not sure I have those words. But I want to share their gestures now for two reasons. I want to … [Read more…]

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Posted in: Wonder Tagged: breakfast program, charity, friends, giving, kindness, random acts of kindness, success, support, support system, teaching, testing

The Purpose of Frugality: Find Your Why

May 22, 2019 by Penny 7 Comments
Why Would Someone Want to Be Frugal

“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]

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Posted in: Save Tagged: 529, budget, child, friends, frugal, frugality, fun, kids, priorities, purpose, savings, travel, values

“Don’t Tell Me How to Spend My Money”

December 14, 2016 by Penny 52 Comments

Every holiday, my nana and I had the exact same fight. She would give me more money than I knew she could afford, and I would spend the rest of the time she was visiting us trying to strategically hide it in her purse. If she happened to write a check, it was much simpler. … [Read more…]

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Posted in: Uncategorized Tagged: family, friends, honeymoon, investing, judging, judgment, mortgage, new cars, spending, travel, vacation

Finding Contentment in Well Enough

November 7, 2016 by Penny 72 Comments

Weekends are hard for me. Sundays in particular. No, I don’t dread going back to work the next day. The problem is that the weekends are a chance to slow down. Sometimes. And when I do slow do, I spend time catching up. Often times, I’ll read posts like “How to Pay Off $100K in … [Read more…]

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Posted in: Uncategorized Tagged: appreciation, contentment, dad, family, friends, gratitude, happiness, lake, nature, perspective, simple living, slow living, well enough

The Best Money I Spent This Month

September 28, 2016 by Penny 36 Comments

Personal finance is about spending. There. I said it. Of course, saving and investing matter. But so does spending. It’s all about making money work to meet our needs, fulfill our wants, and achieve our dreams. While I could drum up a really romantic notion for this post about how the best money I’ve spent … [Read more…]

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Posted in: Spending Tagged: best money, best money spent, budget, Chicago, drinks, entertainment, family, friends, guest post, spending, travel

Frugally Awesome…or Awkward: Vacation Edition

July 25, 2016 by Penny 17 Comments

For this post, I thought I’d change things up a bit. Think of it as the awkward vacation edition. Generally, these posts are a recap of how people in my life question our money-saving choices. Since I’m writing this cozied up to the Pacific Ocean in Costa Rica–seriously, our hotel’s wifi stretches all the way … [Read more…]

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Posted in: Explore Tagged: awkward, friends, saving, spending, vacation

A New Outlook on Our Mortgage

January 19, 2016 by Penny 15 Comments

I hate our mortgage. And I probably always will. The fact that we own so little of our home yet foot all the repair bills was maddeningly frustrating last week when our furnace started acting up to the tune of $600. But after clicking through Tim Urban’s “The Tail End”, I realize that maybe I’ve … [Read more…]

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Posted in: Spend, Wonder Tagged: debt, family, financial independence, friends, luxury, mortgage, priorities, time

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