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Living a More Purposeful Life One Cent at a Time

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“Kids Don’t Have to Be Expensive”: A Savings Update

April 24, 2017 by Penny 30 Comments

Since I announced Half Penny’s impending arrival, I’ve heard two questions asked with equal gusto: “What do you mean your maternity leave isn’t paid?” and “You know kids don’t have to be expensive, right?”. And the best part is that sometimes the same person will ask both of those questions. Let me break this down … [Read more…]

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Posted in: Plan Tagged: baby, bills, expenses, Half Penny, mortgage, planning, savings, side hustle

Frugally Stupid: Graduation Celebration

October 5, 2016 by Penny 26 Comments

I’ve done a lot of foolish things for the sake of frugality. That one time I kept using hair product after I lopped off 7 inches of hair. It didn’t make my hair look better. In fact, it looked sticky and frizzy and ugh. But I didn’t want to be wasteful. Then, there was that … [Read more…]

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Posted in: Uncategorized Tagged: bills, goals, grad school, graduation, husband, master's degree, party, payment, priorities, tuition

Test Your Budget with the Power of 12

July 11, 2016 by Penny 30 Comments

Is your budget really as smart as you think it is? One of the first things many people do when they are trying to get their financial fitness on is to create a budget. Undeniably, there is a requisite amount of trial and error involved in the first few passes. A budget should meet everyone’s … [Read more…]

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Posted in: Plan, Save Tagged: bills, budget, debt, mortgage, payments

The Price of Politeness

February 16, 2016 by Penny 20 Comments

There’s a fine line between being polite and being a pushover, and it’s a line that I’ve danced along for the majority of my life. Chaulk it up to a consequence of my incredible awkwardness, but speaking up for myself in person has always been more than just a little bit challenge. Like, a whole … [Read more…]

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Posted in: Spend Tagged: bills, etiquette, home, lunch, manners, payment, remodel, renovation, split check

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