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Living a More Purposeful Life One Cent at a Time

future

Today Matters Most

March 3, 2020 by Penny 14 Comments

Like most bloggers, I have a variety of goals and milestones that I hope to achieve. I also have a carefully crafted timeline (read: spreadsheet) upon which these ambitions are judiciously plotted. One month, six months, one year, five years, and on down the line. My situation is not unique. Think back to the five … [Read more…]

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Posted in: Wonder Tagged: future, goals, past, planning, present, today

Penny Found: A Planning Ahead Roundup

July 26, 2017 by Penny 6 Comments

There’s nothing quite as unsettling as being caught off guard when it comes to money. While you don’t want to treat every day like the sky is falling (Hi, my name is Penny, and that’s exactly how I used to watch my Vanguard account), you also don’t want to bury your head in the sand. … [Read more…]

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Posted in: Guest Posts Tagged: budget, e-fund, emergency fund, future, insurance, living trust, spending, vacation, will

Savings Advice for Windfall Season

February 8, 2017 by Penny 34 Comments

Windfall season is upon us! Extra paycheck month and tax time are both nearly here. Of course, I know I’m not actually coming into any money that isn’t already mine. In fact, if I wanted to go all Debbie Downer on you, I’d point out the fact that this is actually money I’ve already earned, … [Read more…]

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Posted in: Save Tagged: baby, extra paycheck, future, planning, roth, roth IRA, savings, tax refund, tax return, Vanguard

A Glimpse Inside 31 Days of Kindness

December 28, 2016 by Penny 17 Comments

Normally, year-end posts are all about numbers. Consumer debt reductions. Mortgage payoffs. Portfolio numbers. Net worth increases. And my last post about paying off $27,000 worth of debt was no exception. But to round out the year, I wanted to highlight one of the few goals that I actually kept that made me most happy. … [Read more…]

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Posted in: Uncategorized Tagged: 2017, charitable giving, charity, future, giving, goals, kindness, kindness challenge, plans, service

My Passion is My Work

September 14, 2016 by Penny 45 Comments

To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will … [Read more…]

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Posted in: Uncategorized Tagged: education, future, happiness, joy, learning, mindfulness, passion, purpose, teaching, technology, work

I Know When I’ll Make 6 Figures

May 16, 2016 by Penny 31 Comments

No, I don’t have a crystal ball or a super power. I have a salary schedule. In addition to revealing exactly how much money my coworkers make, a salary schedule also lets me predict the future in the sense that I know exactly when I’ll crack the six-figure salary mark. I imagine there are a … [Read more…]

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Posted in: Make Tagged: career, future, money, planning, salary schedule, savings, six figures, teaching

Do Your Savings Make Sense?

February 2, 2016 by Penny 11 Comments

Growing up, I celebrated nearly every birthday at an arcade. It was magical: bumper cars, skeeball, Bozo Buckets, Whac-a-Mole, and more. The lights and bells that signaled a win delighted me almost as much as the sound of the mechanism churning out tickets. Ever so gently, I would remove my winnings from the ticket dispenser, … [Read more…]

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Posted in: Save Tagged: future, goals, money, planning, savings

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