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Living a More Purposeful Life One Cent at a Time

Digital Nomads: Mixing Work and Pleasure

December 28, 2015 by Penny 2 Comments

Mr. P and I are jetting off for a quick trip (hooray for gifting experiences instead of things). While we’re away, thanks to Nate Vickrey for this post on some insights into different job opportunities digital nomads pursue.  The rise of the Internet brought us a lot of possibilities. Among them is the opportunity not … [Read more…]

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Posted in: Explore Tagged: digital nomads, freelancing, nomads, photographer, trader, travel, writer

To Families Who Gave Teachers Gifts

December 23, 2015 by Penny 5 Comments

To The Families Who Gave Teachers Gifts, I spent the day before winter break writing your children thank you notes that I am fairly confident you will never see. In fact, they’ve probably already been relinquished to the deep recesses of binders next to permission slips, school calendars, and progress reports or banished to the … [Read more…]

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Posted in: Uncategorized Tagged: gifts, gratitude, kindness, mindfulness, notes, students, teaching, thankful

The Wrong Kind of Dough

December 21, 2015 by Penny 9 Comments

For the past few years, I’ve been tutoring as one of my side hustles. It can be quite lucrative. It can be very fulfilling. It can also be a colossal pain in the patootie. Whenever I think I’ve tightened all the loopholes in terms of cancellations and payments and covered all my bases in terms … [Read more…]

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Posted in: Uncategorized Tagged: debt, family, financial independence, money, mortgage, side hustle

Flashback Friday: The F Word

December 18, 2015 by Penny Leave a Comment

Happy Friday, frugal friends! While I’m busy lovingly planning lessons and instructing scraping kiddos off the ceiling before winter break starts next week, I thought I would do a little flashback Friday action to one of the first posts I wrote on the difference between frugality and cheapness. Where do you land?  We’ve all heard it. … [Read more…]

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Posted in: Uncategorized Tagged: cheap, flashback, frugal

The Power of No

December 16, 2015 by Penny 14 Comments

No. Inherently, there is a lot of power in the word no. The power to bring an end to something already set in motion. The power to stop things before a drop of life is breathed into them. The power to snuff out possibility. Undoubtedly, the person who utters those two letters possesses a great … [Read more…]

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Posted in: Uncategorized Tagged: determination, goals, motivation, setback, struggle, success, tenacity, The Outsiders

We Paid Off $18,000 Worth of Debt This Year

December 14, 2015 by Penny 16 Comments

It’s official. By the year’s end, we will have paid off $18,000 worth of debt. Instead of ordering ourselves a bunch of pink plastic flamingos for the yard or sending ourselves a delicious Edible Arrangement, though, we aren’t celebrating this milestone. The reason? We paid off a lot of debt. But we had no other … [Read more…]

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Posted in: Save Tagged: celebrate, debt, extra, goals, loans, mortgage, payment, side hustle, student loans, tuition

What Teens Know That Adults Forget

December 11, 2015 by Penny 13 Comments

The other day, we were in the middle of reviewing literary devices when I asked for a student to remind me of what sarcasm is. “It would be like someone saying, ‘I reeeeally like that blouse you’re wearing today’.” Sometimes, I just walk right into. My stomach hurt by the time we all got done … [Read more…]

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Posted in: Uncategorized Tagged: children, lessons, mindfulness, spending, teaching, teens

Using Ibotta for Some Extra Holiday Jingle

December 9, 2015 by Penny 6 Comments

I admit it. I was hesitant at first. How much money could a mobile savings app really net someone? My first introduction to Ibotta came from some of the extreme couponing sites* I can’t seem to quit. Twenty-five cents back on soup, fifty cents back on a case of bottled water. These women would lose … [Read more…]

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Posted in: Make Tagged: app, cash back, groceries, Ibotta, money, rebate, savings, side income, technology

SNAP, Food Insecurity, and Really Angry Commenters

December 7, 2015 by Penny 25 Comments

Last week, Yahoo Food ran a Refinery 29 piece entitled “What It’s Like to Feed a Family For Less Than $20 a Day”. It was widely read, and if the 3,510 commenters are any indication, it was also widely misunderstood. In a lot of ways, I blame Refinery 29 and Yahoo. Their sexy headline was … [Read more…]

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Posted in: Uncategorized Tagged: budget, food insecure, frugality, groceries, overcome, poverty, SNAP, struggle

Why I Pick Up Pennies: A Manifesto of Sorts

December 4, 2015 by Penny 33 Comments

Almost exactly two years ago, I sat across from my grandma as she blew out the candles on her birthday cake. Her 93rd birthday cake. She laughed, and she cried. I remember watching her eyes glisten as I told her I couldn’t imagine having ninety-three birthday cakes. She squeezed my hand and said, “Neither can … [Read more…]

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Posted in: Uncategorized Tagged: gamble, grandma, hard work, manifesto, pennies, save, smile
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