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Living a More Purposeful Life One Cent at a Time

middle school

Teacher Talk: Introducing Teens to FI

October 13, 2020 by Penny 4 Comments

It doesn’t take more than a few clicks to find someone on social media shouting about how personal finance should be taught in schools. Usually, it’s people made cranky by tax time. While that’s definitely a discussion that’s bigger than this post, I did get the chance to squeeze in a lesson on financial independence … [Read more…]

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Posted in: Teach Tagged: Coast FI, financial independence, middle school, SlowFI, teaching

Teacher Talk: Windows and Mirrors – Why Your Bookshelf Matters

June 1, 2020 by Penny 9 Comments
Using Windows and Mirrors to Spotlight Black Stories

When I first started teaching, I had one class where I was the only white face in the room. Our curriculum spanned everything from Edgar Allen Poe and Jack London to Martin Luther King Jr. and Malcolm X. There were times when I was the expert and other times when I couldn’t muster a single … [Read more…]

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Posted in: Teach Tagged: book recommendations, books, cheap books, diversity, frugal, middle school, recommendations, teaching

A Lesson in Latte Factors, or Reaching Teacher Nirvana

February 18, 2016 by Penny 20 Comments

Latte factor: the total cost of your regular, nonessential spending to show how much you could be saving each year. “Look at all that money!” A student gasped, staring at her calculator in disbelief. Sure enough, that burst of excitement flagged the attention of several other students. “Money?” “What money?” “Whose money?” “Where did it … [Read more…]

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Posted in: Savings Tagged: kids, latte effect, latte factor, middle school, saving, spending, teenagers, teens

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