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Living a More Purposeful Life One Cent at a Time

Wonder

The Price of Everything, The Value of Nothing

April 23, 2018 by Penny 26 Comments

Why wouldn’t you want to earn more money? You can always earn more; it’s cutting back that you can only do so much of. Most people could find a job that pays twenty, thirty, or even forty thousand dollars a year online in a matter of days. These sentiments that get bantered about online—coupled with … [Read more…]

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Posted in: Wonder Tagged: earning, frugal, frugality, mindfulness, purpose, saving, second job, side hustle, spending

Both is Best: We’re Asking the Wrong Money Questions

April 18, 2018 by Penny 13 Comments

Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]

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Posted in: Wonder Tagged: budgets, charity, debt, debt payoff, donations, giving, investing, latte, latte factor, mortgage, savings, spending, volunteering

To The Teacher Whose Broken Bookcase Post Went Viral

April 11, 2018 by Penny 22 Comments

 My bookcase also broke this year. So did a lamp and a picture frame. Though we are still months from the end of the year, by my very rough estimates from a largely imperfect student-run checkout system, over fifty books are missing from my classroom library. Nevermind the ones that have come back with cracked … [Read more…]

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Posted in: Wonder Tagged: education, income, inspiration, job, positivity, salary, schools, student, students, teacher, teaching, tough days

Listening to People on Different Pathways

March 28, 2018 by Penny 25 Comments

Blame it all on my roots. This doesn’t have anything to do with boots, black-tie affairs, or Garth Brooks. It has everything to do with how I was raised, and I am not sure I have let everyone in on it. In fact, I know I haven’t. If I had, you might think about those … [Read more…]

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Posted in: Wonder Tagged: blue collar, college, college degree, dad, debt, dropout, entrepreneur, family, first-generation, first-generation graduate, high school dropout, loans, mom, parents, working class

How Frugality Doesn’t Paint the Whole Picture

March 16, 2018 by Penny 50 Comments

Y’all, I am frugal. I am FRUgal. But let’s tell the whole truth, mkay? If this sounds familiar, cool, that means I haven’t been totally wasting my time on Twitter. Last week, I wanted to send a little thought out into the universe. I never imagined it would gain the traction that it did. It … [Read more…]

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Posted in: Wonder Tagged: career, frugality, gap, high income, income, salary, savings, six figures, teacher

The Numbers That I Wish My Friends Would Share

March 8, 2018 by Penny 32 Comments

There’s this common misconception that women don’t talk numbers. The truth of the matter is that the women in my life talk numbers far more than any man I know. Take my best friends for example: I know how many boyfriends they have had. I know how many pairs of shoes one friend owns and … [Read more…]

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Posted in: Wonder Tagged: dogs, family planning, home ownership, kids, own, pay gap, pets, rent, salary, salary schedule

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness

Is FIRE Distorting Reality?

February 16, 2018 by Penny 59 Comments

Let’s do a little mental exercise this morning, shall we? How satisfied are you with your job when you’re at your job? I’m sorry, I should have told you to brace yourself. Or recruit a spotter. These might be heavy feelings. Now get a grip on them and translate those feelings into a single number … [Read more…]

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Posted in: Wonder Tagged: career, early retirement, FIRE, job, job satisfaction

On Money & Missed Opportunities

January 18, 2018 by Penny 31 Comments

When it comes to missed opportunities, they are almost always on my mind. Truthfully, it is a single missed opportunity. I run over it in my mind constantly, if not obsessively, but never once have I uttered any of it aloud. Like thumbing over the edges, instead of cracking open a book to settle in … [Read more…]

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Posted in: Wonder Tagged: contentment, enough, family, hustle, missed opportunities, money, side hustle

Frugally Awesome…or Awkward: Holiday Edition

January 3, 2018 by Penny 34 Comments

The holidays are full of awkward moments. Like when your mother-in-law excitedly shepherds you into the family room to see the new family photos she framed. Your two sisters-in-law look like they stepped out of a magazine. And you? Well, you look like a cross between a Goodyear blimp and Violet Beauregarde because that’s what … [Read more…]

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Posted in: Wonder Tagged: awkward, budget, Christmas, frugal, holiday, saving, spending
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