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Living a More Purposeful Life One Cent at a Time

Wonder

When Should I Pay Off My Mortgage?

May 8, 2019 by Penny 34 Comments
When Should I Pay Off My Mortgage?

There’s no such thing as stupid questions. But I’m pretty sure I’m about to ask one. When should I pay off my mortgage? We’ve been homeowners for a while now. In fact, we were just awkwardly introducing ourselves to new neighbors down the street (I later found part of a stick in my hair, don’t … [Read more…]

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Posted in: Wonder Tagged: debt, early payments, extra payments, mortgage, mortgage debt, mortgage payments, mortgage payoff, mortgage recast, recast, refi, refinance

When It’s Time to Subtract

March 6, 2019 by Penny 7 Comments
When It's Time to Subtract

Fat Tuesday might be my favorite day. It’s always been a day of celebration in my family. In fact, as I type, a bowl of chocolate chip cookie dough ice cream is keeping my keyboard company. What? You thought I was hanging off a float or catching beads? Of course, I like Fat Tuesday because … [Read more…]

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Posted in: Wonder Tagged: chai, fast, minimalism, screen-free, social media, social media fast, splurges, Starbucks, treats, YOLO

Why Money is Always More than a Math Problem

November 28, 2018 by Penny 29 Comments
Personal Finance More than Math

“I would love to make more money.” It’s not an uncommon sentiment. In fact, social media and real life conversations are equally dotted with people wishing for more. Sometimes, it’s a passing daydream or even a whimsical song. But a lot of times, it’s a real request. A true want. Or even an absolute need. … [Read more…]

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Posted in: Wonder Tagged: experts, frugality, gurus, hard work, money advice, money experts, poverty, struggles, Tim Ferriss, work ethic

Giving is a Muscle: Inspiration from Around the PF Community

November 26, 2018 by Penny 17 Comments

Don’t be a Scrooge. Shockingly, this might be the one thing you read today that has nothing to do with the holidays. While Scrooge’s bad behaviors juxtapose most dramatically with Christmastime, it’s safe to say that he was a miser all year. Which is exactly what this post is about. It’s no secret that the … [Read more…]

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Posted in: Wonder Tagged: charities, charity, community, donate, giving, help, kindness, volunteer, volunteering

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

What Is Your Why? Moving Beyond Vanity Metrics

October 8, 2018 by Penny 22 Comments
Finding Your Why

Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]

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Posted in: Wonder Tagged: bounce rate, clicks, diet, direction, education, goals, metrics, numbers, pageviews, purpose, teacher, teaching, traffic

Five #FinCon18 Takeaways That Won’t 10x Anything

October 1, 2018 by Penny 36 Comments

Last week, I went to a money and media conference. I didn’t take many notes. If you’re looking for big takeaways to help you 10x your life or your brand, look elsewhere. Why? In the spirit of full disclosure, I attended exactly one session. It’s not because I wasn’t excited for the speakers. I was. … [Read more…]

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Posted in: Wonder Tagged: #FinCon18, blogging, community, connections, FinCon, friendship, networking, success, writing

Share Your Struggles, Not Just Your Successes

September 17, 2018 by Penny 32 Comments

Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]

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Posted in: Wonder Tagged: debt, investing, memory, motherhood, roth IRA, stock market, storytelling, success, Vanguard

10 Things I’m Doing Today Besides Shopping

September 3, 2018 by Penny 16 Comments

Today is a holiday. My inbox has been celebrating for over a week. Each day, more and more emails arrive. I can’t unsubscribe fast enough. Weekly ads. Daily deals. For a limited-time only. The limited time, though, seems to grow in sync with the commercialization of each holiday. Today, a day intended to honor better … [Read more…]

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Posted in: Wonder Tagged: clearance, consumerism, coupons, email, email marketing, holidays, malls, promotions, sales, savings, shopping, stores

Everything I Tried to Buy My Son in the Past 24 Hours

August 27, 2018 by Penny 23 Comments

My son is starting daycare. Real daycare. The kind run by licensed professionals total strangers. While most people mark the start of a new school year with back-to-school shopping based on supply lists and maybe even child requests (and peer pressure and clever advertisements), I’m shopping for a whole different reason. I’m shopping because I’m … [Read more…]

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Posted in: Wonder Tagged: childcare, clutter, consumer psychology, consumerism, daycare, marketing, parenting, purchases, shopping
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