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Living a More Purposeful Life One Cent at a Time

Wonder

Giving is a Muscle: Inspiration from Around the PF Community

November 26, 2018 by Penny 17 Comments

Don’t be a Scrooge. Shockingly, this might be the one thing you read today that has nothing to do with the holidays. While Scrooge’s bad behaviors juxtapose most dramatically with Christmastime, it’s safe to say that he was a miser all year. Which is exactly what this post is about. It’s no secret that the … [Read more…]

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Posted in: Wonder Tagged: charities, charity, community, donate, giving, help, kindness, volunteer, volunteering

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

What Is Your Why? Moving Beyond Vanity Metrics

October 8, 2018 by Penny 22 Comments
Finding Your Why

Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]

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Posted in: Wonder Tagged: bounce rate, clicks, diet, direction, education, goals, metrics, numbers, pageviews, purpose, teacher, teaching, traffic

Five #FinCon18 Takeaways That Won’t 10x Anything

October 1, 2018 by Penny 36 Comments

Last week, I went to a money and media conference. I didn’t take many notes. If you’re looking for big takeaways to help you 10x your life or your brand, look elsewhere. Why? In the spirit of full disclosure, I attended exactly one session. It’s not because I wasn’t excited for the speakers. I was. … [Read more…]

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Posted in: Wonder Tagged: #FinCon18, blogging, community, connections, FinCon, friendship, networking, success, writing

Share Your Struggles, Not Just Your Successes

September 17, 2018 by Penny 32 Comments

Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]

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Posted in: Wonder Tagged: debt, investing, memory, motherhood, roth IRA, stock market, storytelling, success, Vanguard

10 Things I’m Doing Today Besides Shopping

September 3, 2018 by Penny 16 Comments

Today is a holiday. My inbox has been celebrating for over a week. Each day, more and more emails arrive. I can’t unsubscribe fast enough. Weekly ads. Daily deals. For a limited-time only. The limited time, though, seems to grow in sync with the commercialization of each holiday. Today, a day intended to honor better … [Read more…]

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Posted in: Wonder Tagged: clearance, consumerism, coupons, email, email marketing, holidays, malls, promotions, sales, savings, shopping, stores

Everything I Tried to Buy My Son in the Past 24 Hours

August 27, 2018 by Penny 23 Comments

My son is starting daycare. Real daycare. The kind run by licensed professionals total strangers. While most people mark the start of a new school year with back-to-school shopping based on supply lists and maybe even child requests (and peer pressure and clever advertisements), I’m shopping for a whole different reason. I’m shopping because I’m … [Read more…]

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Posted in: Wonder Tagged: childcare, clutter, consumer psychology, consumerism, daycare, marketing, parenting, purchases, shopping

The Opposite of Easy

July 25, 2018 by Penny 23 Comments

There’s so much talk about results. But the way we talk about them kind of baffles me. They are a BIG deal. All caps, let’s not mess around. FINANCIAL FREEDOM. GOAL WEIGHT. HEALTHY LIFESTYLE. FITNESS ROUTINE. MORTGAGE FREEDOM (You knew I would.) Why, then, are we so willing to classify these major milestones as easy? … [Read more…]

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Posted in: Wonder Tagged: change, dieting, easy, effort, exercise, financial goals, fitness, habits, health, lifestyle, progress, wealth

Frugally Awesome…or Awkward: Lawn Mower Edition

July 23, 2018 by Penny 22 Comments

This series took a hiatus for a while. But I don’t want you to think for one second it was because I haven’t been my usual frugal awkward self. I have. I have. I still chirp, “You too!” when a server tells me to enjoy my meal. I still wave at strangers who are waving … [Read more…]

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Posted in: Wonder Tagged: awkward, DIY, frugal, homeowner, homeownership, marriage, repair

To Anyone Who is Learning That Progress Isn’t a Line

July 9, 2018 by Penny 18 Comments

Every journey begins with a single step. We’ve all see the footprints that accompany this quote on a motivational poster or the viral pin. Sometimes they mimic toes strolling through the sand. Sometimes they mime business shoes stepping across a floor. What they don’t mimic is real life.

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Posted in: Wonder Tagged: celebrate, challenges, charts, goals, graphs, journey, line, problems, progress, spreadsheets, struggles, success
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