There’s an incredible amount of pressure to transform yourself at the start of a new year. Or at least develop a plan to launch the transformation process.
You know what, friends?
I don’t have that kind of plan.
In fact, I find the whole idea of having to create a new me overwhelming and, quite frankly, a little depressing. I spent a lot of time, energy, and money trying to transform myself when I was growing up and even in my 20s.
I don’t want to do that anymore. Instead, I want to keep working on doing what is best for me. More importantly, though, I want to keep enjoying being me. When I let myself, it’s really fun.
After an opening like this, you might expect me to say that I don’t believe in resolutions or that I’m not setting goals. Neither is the case. In fact, I find myself filled with different dreams and aspirations. But that’s a pretty common occurrence in my world.
Instead of overwhelming myself, I’m going to keep it simple. Rather than focusing on the entire year, I’m going to continue setting quarterly goals. I’m also going to try to develop the areas around my goals more fully on the blog and in my life.
Because, friends, I need an accountability buddy. And I’m signing you up.
Here’s my plan for the first slice of the year:
I have been letting my health slide in pursuit of money. Which is really stupid. Because without health, what is wealth?
The one thing that kept me at least someone health-focused last year was the fact that I wore a FitBit for 365 days. OK. Fine. 362 days. Once, it died on the last day of vacation, and then the band broke, and I didn’t want to pay expedited shipping. #teamfrugalforlyfe
RELATED POST: 10,000 Steps: Why I’m Spending on Fitness
In addition to trying to stay about 10,000 steps each day, I also want to hit the floor/stair goal every day this quarter. I’m also going to observe the sleep tracker. I’m not going to set a sleep goal, though, because that’s a separate habit that I need to reform. And I have a 29-pound hunch that it’s going to be a process and a half.
Goal 1 – Hit at least 10,000 steps a day.
Goal 2 – Climb at least 10 floors a day.
I haven’t run the official numbers yet (Fine, that’s a lie. I just haven’t written the post.), but I do know that we paid a pretty penny toward our mortgage this past year. We are going to continue to attack our mortgage, but now that the calendar has reset, it’s time to do our future selves a solid.
That’s right. We’re suspending super-aggressive (2x-3x the principal) mortgage payments until our Roths are maxed for the year. That means we’ll keep paying the mortgage principal and maybe a tiny bit extra for some closet clean out work I’m doing. But otherwise, we’re prioritizing our Roths.
Goal 1 – Send $1500 to our Roths.
Goal 2 – Put $1800 to mortgage principal.
I was going to set a really ambitious number. But I honestly don’t even know what that means anymore. For instance, I have a pile of coupons that I’m about to recycle. That’s at least 10 items (or one if we want to count it as a bulk toss) that requires no thinking. But I have a sweater of my nana’s that I need to donate. And honestly, it’s taken five years, and I still can’t part with it.
Instead of picking some arbitrary number here, my goal for this is going to be to actually do a better job tracking what I’m decluttering and why. I’m also going to give away as much as I sell, if not more.
Goal 1 – Track my clutter/decluttering.
Goal 2 – Donate more. (For every item I sell, I must donate something else.)
This year, I’m going to continue to try to do my small part to give back to others and the world. It’s no secret that I’m a big fan of charitable giving, and I want to keep that up.
RELATED POST: You Don’t Have to Give, But You Absolutely Should
In addition to that, I received the most unexpected $20 gift in December. It caused me to reconsider my entire money focus for the year. More on this in another post soon.
I also plan to continue to track my environmental impact. Last year, I focused on one-time use cups. I tracked that regularly on my blog, and it was easy when I all but gave up Starbucks. I’m going to keep this going, since that seems like an easy habit to slide back into.
Goal 1 – Continue to give monthly to causes and people that matter.
Goal 2 – Use 4 or less single-use cups.
I’m going to add something here that I waffled on. For about a week, there were graphics and posts floating around about The Year Of _____. The trick is you name your year. That sets the tone or theme or focus for the year. The first time I saw it, my knee-jerk reaction was to be sarcastic. (It’s my home-run swing.) I whispered, “The Year of Me.” Then, I rolled my eyes. I think I actually snickered.
But you know what? I said it again, and I realized something. I actually love that. And I need it.
Last year, I let myself become all sorts of things to all sorts of people. And somewhere along the way, I stuffed myself in the back seat. I have yet to crawl out.
Out of all the goals I’m setting, I think this will be the hardest. I also think it’s probably the one that I need to focus on the most.
Goal 1 – Spend time or money (or both!) on myself (and only me!) once a week.
Goal 2 – Say no thank you to an opportunity at least once a month.
Final Thoughts on Q1 2019 Goals
I’ll share some other plans and ambitions for our money, my clutter, and my freelancing throughout the month. But I wanted to make sure to get these goals pinned down because goal-setting continues to be a weakness of mine. Wishing you all the best for the next quarter and this year!
So Tell Me…Are you focusing on anything specific for this quarter? Do you have plans or dreams for the new year?