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Living a More Purposeful Life One Cent at a Time

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Four Things I Wish I Knew About Financial Progress

February 1, 2018 by Penny 25 Comments

We chat about money. We track our spending. We even make a laughably simple budget every month. (Hello, “Make a Copy” in Google Sheets.) My husband and I have also crushed some major milestones. Some that I’ve celebrated here and others that I haven’t talked about yet. We’ve paid over $80K towards our debt in … [Read more…]

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Posted in: Save Tagged: budget, childcare, compounding, credit score, interest, investing, plans, saving

A Peek at My Perfect Credit Score

January 29, 2018 by Penny 16 Comments

850. Eight hundred fifty perfect points. It happened for the first time a few months ago: My FICO score hit the fabled 850 mark. It was, in a word, perfection. It also gave me the opportunity to think about how I got a perfect credit score. How I Landed a Perfect Credit Score I shop. … [Read more…]

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Posted in: Spend Tagged: credit card, credit rewards, credit score, debt, travel, travel hacking

Summer Money: Why I Put $1 on All My Credit Cards

July 31, 2017 by Penny 27 Comments

It’s goal time. July came and went even faster than June. That’s the curse of summer, I suppose. While I definitely front loaded the month as much as possible, I’m pleased to say that we finished in good shape, too. In fact, I met most of the goals that I set, even if one goal … [Read more…]

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Posted in: Plan Tagged: credit cards, credit score, decluttering, freelance, freelancing, goals, savings, summer

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