She Picks Up Pennies

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Living a More Purposeful Life One Cent at a Time

Illness, Expenses, & $12 Cherry Juice

August 24, 2016 by Penny 28 Comments

I’m afraid of getting sick. Not in the sense that I’m actually afraid of germs. Goodness knows how many germs pass through my fingers (literally) on any given school day. Normally, the concept of illness lurks in the back of my mind and then lurches to the forefront when a student gets sick (literally). I’m … [Read more…]

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Posted in: Save, Spend, Wonder Tagged: FIRE, FSA, HSA, illness, insurance, medicine, planning, preparing, prescription, retirement, sickness

Thoreau, The Minimalists, and Opting Out

August 22, 2016 by Penny 48 Comments

Henry David Thoreau the environmentalist? I appreciate. Henry David Thoreau the abolitionist? I applaud. Henry David Thoreau the father of simple living and the minimalist movement? I have a bone to pick with you.

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Posted in: Uncategorized Tagged: decluttering, less, minimalism, optional, privilege, The Minimalists, Thoreau, Walden

Learning What I’m Worth

August 17, 2016 by Penny 34 Comments

There is lots of excellent advice on the interwebs about being paid properly. Some of it is polite; some quite frank. Whether you want to carefully document the reasons why you deserve a raise or boldly start adding zeroes to your hourly rates, it’s important to be paid fairly. I know. You know. We all … [Read more…]

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Posted in: Side Hustle Tagged: boss, clients, fair, hustle, income, payment, tutoring, worth

One Year In: Blogging for Fun About Money

August 15, 2016 by Penny 77 Comments

She Picks Up Pennies turns one this week. While many bloggers are able to share impressive, jealousy-inducing numbers in terms of income and views, I cannot. Just like all those spam commenters aptly note, I did not monetize my blog. And I’m not entirely sure how to get back to the view in WordPress that … [Read more…]

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Posted in: Wonder Tagged: change, failures, growth, lessons, monetize, money, social media, success, Twitter

The Latte Factor Lived in My Closet

August 10, 2016 by Penny 40 Comments

Here’s the thing: I don’t drink coffee. I can count on one hand the number of sips I’ve tried. It’s so repulsive to me, I cannot swig it down in a Frappuccino that is 87% sugar, 11% heavy whipping cream, and 2% coffee. I won’t even eat tiramisu, failure of an Italian American that I … [Read more…]

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Posted in: Uncategorized Tagged: careless, clutter, consumerism, debt, impulse buy, minimalism, purchases, shoes, shopping, waste

That Time I Made $4 an Hour

August 8, 2016 by Penny 31 Comments

He paid off his student loans flipping furniture. They paid off their mortgage re-selling estate sale finds. I made over $1,000 decluttering my closet. We’ve all seen the headlines. Some of us have even written them (guilty). But you know what? That’s not real life. Not all the time, anyway. When it comes to selling … [Read more…]

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Posted in: Side Hustle Tagged: Clothes Mentor, clothing, clutter, consignment, minimalism, Plato's Closet, resale, selling, thrift

How Would You Handle an Extra Expense?

August 3, 2016 by Penny 32 Comments

If an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours … [Read more…]

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Posted in: Plan, Save, Stay Tagged: home, house, mortgage, saving, side hustle, spending, taxes

6 Ideas for that Extra Paycheck

August 1, 2016 by Penny 28 Comments

Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s … [Read more…]

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Posted in: Invest, Plan, Save Tagged: debt, extra money, extra payment, investing, mortgage, pay day, paycheck, payoff, salary, saving, splurge, travel

A Bad Case of Saver’s Remorse

July 27, 2016 by Penny 36 Comments

Buyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you … [Read more…]

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Posted in: Explore, Savings Tagged: budget, impulse, saving, spending, splurge, travel, vacation

Frugally Awesome…or Awkward: Vacation Edition

July 25, 2016 by Penny 17 Comments

For this post, I thought I’d change things up a bit. Think of it as the awkward vacation edition. Generally, these posts are a recap of how people in my life question our money-saving choices. Since I’m writing this cozied up to the Pacific Ocean in Costa Rica–seriously, our hotel’s wifi stretches all the way … [Read more…]

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Posted in: Explore Tagged: awkward, friends, saving, spending, vacation
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