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Living a More Purposeful Life One Cent at a Time

The Best Money I Spent This Month

September 28, 2016 by Penny 36 Comments

Personal finance is about spending. There. I said it. Of course, saving and investing matter. But so does spending. It’s all about making money work to meet our needs, fulfill our wants, and achieve our dreams. While I could drum up a really romantic notion for this post about how the best money I’ve spent … [Read more…]

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Posted in: Spending Tagged: best money, best money spent, budget, Chicago, drinks, entertainment, family, friends, guest post, spending, travel

Travel Anyway: Vegas, Baby…Again

September 26, 2016 by Penny 25 Comments

I’m going back to Vegas. Who’s shocked? I know. No one. And maybe everyone. I do a spectacular job of hating on my mortgage. I post about it. I tweet about it. I stress myself out about it with side hustling. I think about it constantly when paying for grad classes to boost my income … [Read more…]

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Posted in: Explore Tagged: airline miles, cheap, free, Las Vegas, MyVegas, priorities, Southwest, spending, travel hacking

Outside the Echo Chamber

September 21, 2016 by Penny 19 Comments

Education is messy. Like any system, nothing in our public schools is simple. While it’s really easy to point the blame at teachers, school boards, and the government, the problems run deeper than that. Yesterday, it came to light that a school in Pennsylvania had enacted a controversial practice of trying to recoup the money … [Read more…]

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Posted in: Uncategorized Tagged: change, education, food, lunches, opinion, poverty, progress, school

Frugally Awesome…Or Awkward: Haircut Edition

September 19, 2016 by Penny 71 Comments

About a month ago, I was driving home from work and decided long hair was exhausting. So, I did what any sane person does. I found a Great Clips coupon and lopped off 7 inches of hair less than an hour later. And man, did things get awkward.

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Posted in: Uncategorized Tagged: awkward, coworkers, frugal, haircut, luxury, money, saving, social life, spending, work

My Passion is My Work

September 14, 2016 by Penny 45 Comments

To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will … [Read more…]

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Posted in: Uncategorized Tagged: education, future, happiness, joy, learning, mindfulness, passion, purpose, teaching, technology, work

Ivory Ella: The Elephant in My T-Shirt Drawer

September 12, 2016 by Penny 16 Comments

I suppose I can blame Marie Kondo for this one. Or maybe it was Gwyneth Paltrow and her GOOP tutorial that sent me over the edge. I hate t-shirts. Even since I’ve started decluttering, I’ve been haunted by the sheer volume of t-shirts taking up prime real estate in my closet closets. Gulp. Sure, there … [Read more…]

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Posted in: Uncategorized Tagged: charity, closets, clothing, clutter, giving, GOOP, Ivory Ella, KonMari, race shirt, t-shirts

In Defense of Kylie Jenner

September 7, 2016 by Penny 23 Comments

There. I said it. Now before you think that I’m trying to usher in the apocalypse, hear me out. I’m not about to argue that the world needs another Kardashian. To be honest, I’m not even totally sure that she really is one. Instead, I’d like to defend the interview Ms. Jenner did for Wealthsimple … [Read more…]

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Posted in: Uncategorized Tagged: consumerism, goals, growth, Jenner, Kardashian, millionaire, mindless, progress, shopping, spending, wealth

Troubleshooting a Slump on Poshmark

September 6, 2016 by Penny 11 Comments

Slumps happen. In life, in sports, even on Poshmark. If you find yourself in a selling slump, you can recover. The trick is to find ways to spend as a little of your time as possible doing so. And when it comes to being lazy knowledgeable about Poshmark, I’m your girl. To recap, I’ve already … [Read more…]

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Posted in: Uncategorized Tagged: closet, clothes, clutter, Poshmark, resale, shoes, side hustle

The $5000 Tim Ferriss Math Problem

August 31, 2016 by Penny 57 Comments

Disposable income. The amount of money someone could spend on voluntary or non-essential costs. You know, the money that’s leftover after you’ve paid taxes, paid your bills, and paid yourself. In our house, we think of it as fun money. My grandma loved to call it her mad money. Whatever it’s called, it’s money that … [Read more…]

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Posted in: Spend, Wonder Tagged: 50/20/30, budget, discretionary, disposable income, spending, Tim Ferriss

Money, Marriage, and Motorcycles

August 29, 2016 by Penny 26 Comments

I don’t hate my husband’s motorcycle. I mean, it gets better mileage than his car, and it’s not like I didn’t know about it before we got married. So I try to maintain a cool, wary distance from it. You know, when I’m not giving it the side eye for taking up space in our … [Read more…]

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Posted in: Uncategorized Tagged: extra money, marriage, money, motorcycle, selling
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