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Living a More Purposeful Life One Cent at a Time

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Minimalism and Losing a Mentor

November 16, 2016 by Penny 31 Comments

Minimalism lite served me well this year. I’m no longer living out the latte effect. My shoes almost all fit into my organizers. There is hope that one day, my husband’s clothes and mine will be able to live side by side in one closet. That’s to say nothing of the money that I’ve made … [Read more…]

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Posted in: Uncategorized Tagged: declutter, donations, memories, mentor, minimalism, recycle, regret

Finding Contentment in Well Enough

November 7, 2016 by Penny 72 Comments

Weekends are hard for me. Sundays in particular. No, I don’t dread going back to work the next day. The problem is that the weekends are a chance to slow down. Sometimes. And when I do slow do, I spend time catching up. Often times, I’ll read posts like “How to Pay Off $100K in … [Read more…]

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Posted in: Uncategorized Tagged: appreciation, contentment, dad, family, friends, gratitude, happiness, lake, nature, perspective, simple living, slow living, well enough

If I Were Rich, Where Would I Be?

October 28, 2016 by Penny 41 Comments

“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted. Now … [Read more…]

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Posted in: Uncategorized Tagged: business, charity, dreams, education, FIRE, giving, loans, passion, plans, retirement, service, sponsored, teaching, travel

Life Insurance & the Legacy I Don’t Want

October 27, 2016 by Penny 16 Comments

There are many things I like to think my husband will remember me for. My willingness to edit his grad school papers, only occasionally teasing him about his grammar. My attempt to always have dinner made before he gets home, even if it means accidentally baking a magnetic bag clip that one time I was in … [Read more…]

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Posted in: Uncategorized Tagged: benefits, confidence, death, fear, goals, ignorance, insurance, life insurance, open enrollment, Select Quote, sponsored

My Biggest Money Mistake

October 24, 2016 by Penny 58 Comments

I’ve made more money mistakes than I can count. There were $700 wedding shoes and a $26,000 new car. Then, there was the actual wedding that I still haven’t blogged about because I don’t even know what it cost. A lot. It cost a lot. But these mistakes actually don’t bother me. In fact, unlike … [Read more…]

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Posted in: Uncategorized Tagged: 403(b), benefits, HDHP, HSA, information, investing, mistake, money, money mistake, PPO, roth

Frugally Stupid: Graduation Celebration

October 5, 2016 by Penny 26 Comments

I’ve done a lot of foolish things for the sake of frugality. That one time I kept using hair product after I lopped off 7 inches of hair. It didn’t make my hair look better. In fact, it looked sticky and frizzy and ugh. But I didn’t want to be wasteful. Then, there was that … [Read more…]

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Posted in: Uncategorized Tagged: bills, goals, grad school, graduation, husband, master's degree, party, payment, priorities, tuition

Outside the Echo Chamber

September 21, 2016 by Penny 19 Comments

Education is messy. Like any system, nothing in our public schools is simple. While it’s really easy to point the blame at teachers, school boards, and the government, the problems run deeper than that. Yesterday, it came to light that a school in Pennsylvania had enacted a controversial practice of trying to recoup the money … [Read more…]

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Posted in: Uncategorized Tagged: change, education, food, lunches, opinion, poverty, progress, school

Frugally Awesome…Or Awkward: Haircut Edition

September 19, 2016 by Penny 71 Comments

About a month ago, I was driving home from work and decided long hair was exhausting. So, I did what any sane person does. I found a Great Clips coupon and lopped off 7 inches of hair less than an hour later. And man, did things get awkward.

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Posted in: Uncategorized Tagged: awkward, coworkers, frugal, haircut, luxury, money, saving, social life, spending, work

My Passion is My Work

September 14, 2016 by Penny 45 Comments

To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will … [Read more…]

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Posted in: Uncategorized Tagged: education, future, happiness, joy, learning, mindfulness, passion, purpose, teaching, technology, work

Ivory Ella: The Elephant in My T-Shirt Drawer

September 12, 2016 by Penny 16 Comments

I suppose I can blame Marie Kondo for this one. Or maybe it was Gwyneth Paltrow and her GOOP tutorial that sent me over the edge. I hate t-shirts. Even since I’ve started decluttering, I’ve been haunted by the sheer volume of t-shirts taking up prime real estate in my closet closets. Gulp. Sure, there … [Read more…]

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Posted in: Uncategorized Tagged: charity, closets, clothing, clutter, giving, GOOP, Ivory Ella, KonMari, race shirt, t-shirts
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