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Living a More Purposeful Life One Cent at a Time

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My Passion is My Work

September 14, 2016 by Penny 45 Comments

To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will … [Read more…]

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Posted in: Uncategorized Tagged: education, future, happiness, joy, learning, mindfulness, passion, purpose, teaching, technology, work

Ivory Ella: The Elephant in My T-Shirt Drawer

September 12, 2016 by Penny 16 Comments

I suppose I can blame Marie Kondo for this one. Or maybe it was Gwyneth Paltrow and her GOOP tutorial that sent me over the edge. I hate t-shirts. Even since I’ve started decluttering, I’ve been haunted by the sheer volume of t-shirts taking up prime real estate in my closet closets. Gulp. Sure, there … [Read more…]

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Posted in: Uncategorized Tagged: charity, closets, clothing, clutter, giving, GOOP, Ivory Ella, KonMari, race shirt, t-shirts

In Defense of Kylie Jenner

September 7, 2016 by Penny 23 Comments

There. I said it. Now before you think that I’m trying to usher in the apocalypse, hear me out. I’m not about to argue that the world needs another Kardashian. To be honest, I’m not even totally sure that she really is one. Instead, I’d like to defend the interview Ms. Jenner did for Wealthsimple … [Read more…]

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Posted in: Uncategorized Tagged: consumerism, goals, growth, Jenner, Kardashian, millionaire, mindless, progress, shopping, spending, wealth

Troubleshooting a Slump on Poshmark

September 6, 2016 by Penny 11 Comments

Slumps happen. In life, in sports, even on Poshmark. If you find yourself in a selling slump, you can recover. The trick is to find ways to spend as a little of your time as possible doing so. And when it comes to being lazy knowledgeable about Poshmark, I’m your girl. To recap, I’ve already … [Read more…]

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Posted in: Uncategorized Tagged: closet, clothes, clutter, Poshmark, resale, shoes, side hustle

Money, Marriage, and Motorcycles

August 29, 2016 by Penny 26 Comments

I don’t hate my husband’s motorcycle. I mean, it gets better mileage than his car, and it’s not like I didn’t know about it before we got married. So I try to maintain a cool, wary distance from it. You know, when I’m not giving it the side eye for taking up space in our … [Read more…]

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Posted in: Uncategorized Tagged: extra money, marriage, money, motorcycle, selling

Thoreau, The Minimalists, and Opting Out

August 22, 2016 by Penny 48 Comments

Henry David Thoreau the environmentalist? I appreciate. Henry David Thoreau the abolitionist? I applaud. Henry David Thoreau the father of simple living and the minimalist movement? I have a bone to pick with you.

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Posted in: Uncategorized Tagged: decluttering, less, minimalism, optional, privilege, The Minimalists, Thoreau, Walden

The Latte Factor Lived in My Closet

August 10, 2016 by Penny 40 Comments

Here’s the thing: I don’t drink coffee. I can count on one hand the number of sips I’ve tried. It’s so repulsive to me, I cannot swig it down in a Frappuccino that is 87% sugar, 11% heavy whipping cream, and 2% coffee. I won’t even eat tiramisu, failure of an Italian American that I … [Read more…]

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Posted in: Uncategorized Tagged: careless, clutter, consumerism, debt, impulse buy, minimalism, purchases, shoes, shopping, waste

Actually, You Need a Credit Score

July 20, 2016 by Penny 14 Comments

Last month, The Minimalists did a podcast on debt. That podcast led to a profusion of tweets about the drawbacks of credit scores. In fact, the underlying message–ripped out of Dave Ramsey’s playbook–was that no one should want a credit score. The Minimalists by way of Ramsey tweeted out that a credit score is nothing … [Read more…]

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Posted in: Uncategorized Tagged: 0%, credit, credit cards, Dave Ramsey, debt, finance, The Minimalists, tool, travel hacking

The Danger of the Single Source

July 13, 2016 by Penny 23 Comments

Bill Nye once said, “Everyone you will ever meet knows something that you don’t.” And therein lies the danger of the single source. She’s the mouthpiece of personal finance. He’s the only financial expert Americans need. I shudder when I hear people speak about any singular financial figure and his or her theory as prophet … [Read more…]

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Posted in: Uncategorized Tagged: awareness, budget, Dave Ramsey, growth, information, learning, literacy, The Minimalists

A Money Book with the Heart of a Teacher

July 8, 2016 by Penny 5 Comments

Titles of favorite personal finance books are volleyed about all across social media. Books that win favor based on their content as much as their titles, like The 4-Hour Work Week and I Will Teach You to Be Rich. Then, there are the heavyweight financial gurus: Suze Orman, David Bach, and even Dave Ramsey. I … [Read more…]

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Posted in: Uncategorized Tagged: book, culture, meaning, money, philosophy, reading, religion, spending
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