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Living a More Purposeful Life One Cent at a Time

Spend

Frugally Awesome…or Awkward: The OfferUp Edition

September 10, 2018 by Penny 8 Comments
OfferUp Frugally Awesome Awkward

Call it serendipity, coincidence, or even divine intervention. As much as I believe that I am largely chartering my own course, every once in a while, the universe slaps me with a reminder to do something. Literally. OK, it wasn’t a slap. It was a trip. I was walking across the intersection in front of … [Read more…]

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Posted in: Spend Tagged: app, awkward, buying, flipping, hand-me-downs, OfferUp, online, reselling, sales, secondhand

No One Owes You An Apology for Spending Money

June 27, 2018 by Penny 32 Comments

“Well, that’s not stealth wealth.” “Do you know how many years you’re delaying retirement with that kind of spending?” “Could my neighbor keep up with the Joneses any harder?” “I have these friends who would have a lot more money if they just wouldn’t make such bad choices with their money.” It’s easy to spout … [Read more…]

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Posted in: Spend Tagged: advice, consumerism, help, judgement, personal finance, pressure, priorities, spend, spending, values

Upping Our Grocery Bill: Manufactured Spending with Discover Cards

June 13, 2018 by Penny 15 Comments

I spent the better part of a year dropping our grocery budget to $200 a month. I wore that number like a badge of honor. That’s why when I told my husband I wanted to spend $1000 a month at the grocery store, he thought I was joking. What I’m really trying to do is … [Read more…]

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Posted in: Spend Tagged: budget, credit card, Discover card, gift cards, grocery budget, grocery store, manufacture spend, manufactured spending

What a Bounce House Rental Says About My Values

May 10, 2018 by Penny 20 Comments

I’ve been a bit busy lately. Instead of blogging, I’ve been spending a fair amount of time pricing out bounce house rentals for our son’s first birthday. I know. I KNOW. My son can’t walk. He can’t even crawl properly. He looks more like a dog scratching its butt on carpet than a graceful cherub … [Read more…]

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Posted in: Spend Tagged: baby, budget, costs, expense, family, first birthday, frugal, guests, spending, values, wedding

A Tale of Two Valentine’s Days

February 12, 2018 by Penny 22 Comments

It’s a tale as old as time. Or at least as old as Hallmark. Couple sees Valentine’s Day on calendar. Couple spends lots o’ bucks to show their love. It doesn’t have to be like that, but for us, it was. The Ghost of Valentine’s Day Past Last year, my husband sent me a text … [Read more…]

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Posted in: Spend Tagged: 529, budget, college fund, frugal, holiday, restaurants, spending, Valentine's Day

10,000 Steps: Why I’m Spending on Fitness

February 5, 2018 by Penny 26 Comments

Move over, 1999. We are going to party like it’s 2013. Or 2014. Or whenever it was that most of the world bought their Fitbits. We might also have to redefine the word party. It’s more like eating financial crow. Here goes nothing.

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Posted in: Spend Tagged: budget, finance, Fitbit, fitness, gym membership, health, spending, wellness

A Peek at My Perfect Credit Score

January 29, 2018 by Penny 16 Comments

850. Eight hundred fifty perfect points. It happened for the first time a few months ago: My FICO score hit the fabled 850 mark. It was, in a word, perfection. It also gave me the opportunity to think about how I got a perfect credit score. How I Landed a Perfect Credit Score I shop. … [Read more…]

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Posted in: Spend Tagged: credit card, credit rewards, credit score, debt, travel, travel hacking

The Gift I Gave That I’m Getting Back

January 22, 2018 by Penny 26 Comments

I’m a firm believer that whatever someone does with a gift is their business. Maybe they keep it. Maybe they exchange it. Maybe they sell it, regift it, or even throw it away. When you’re none the wiser, it’s easy to not care. But what happens when you are?

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Posted in: Spend Tagged: #MinsGame, clutter, declutter, gift giving, gifts, minimalism

Five Areas That I’m Spending in This Year

January 8, 2018 by Penny 33 Comments

It started with a plunger. A few days into the new year, I noticed our guest toilet was draining a little slowly. Considering the previous owners thought nothing of using the heating vents, the gas fireplace, and the bathroom sinks as garbage disposals, this fact didn’t really surprise me. In fact, like any former Girl … [Read more…]

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Posted in: Spend Tagged: blogging, decluttering, environment, green, hobbies, organization, passion, spending

Ways I’m Giving Gifts Without Going Broke

December 11, 2017 by Penny 10 Comments

I am 100% average. When it comes to the average American, he or she spends $906 a year on Christmas. If my Google Sheet lieth not, I’m about to be able to say samesies. You read that right. I’m a personal finance blogger. Who practices frugality. And mindful spending. And toys around with minimalism. And … [Read more…]

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Posted in: Save, Spend Tagged: birthday, Black Friday, Christmas, gift giving, gifts, Ibotta, presents, spending, wedding
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