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Living a More Purposeful Life One Cent at a Time

Spend

What a Bounce House Rental Says About My Values

May 10, 2018 by Penny 20 Comments

I’ve been a bit busy lately. Instead of blogging, I’ve been spending a fair amount of time pricing out bounce house rentals for our son’s first birthday. I know. I KNOW. My son can’t walk. He can’t even crawl properly. He looks more like a dog scratching its butt on carpet than a graceful cherub … [Read more…]

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Posted in: Spend Tagged: baby, budget, costs, expense, family, first birthday, frugal, guests, spending, values, wedding

A Tale of Two Valentine’s Days

February 12, 2018 by Penny 22 Comments

It’s a tale as old as time. Or at least as old as Hallmark. Couple sees Valentine’s Day on calendar. Couple spends lots o’ bucks to show their love. It doesn’t have to be like that, but for us, it was. The Ghost of Valentine’s Day Past Last year, my husband sent me a text … [Read more…]

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Posted in: Spend Tagged: 529, budget, college fund, frugal, holiday, restaurants, spending, Valentine's Day

10,000 Steps: Why I’m Spending on Fitness

February 5, 2018 by Penny 26 Comments

Move over, 1999. We are going to party like it’s 2013. Or 2014. Or whenever it was that most of the world bought their Fitbits. We might also have to redefine the word party. It’s more like eating financial crow. Here goes nothing.

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Posted in: Spend Tagged: budget, finance, Fitbit, fitness, gym membership, health, spending, wellness

A Peek at My Perfect Credit Score

January 29, 2018 by Penny 16 Comments

850. Eight hundred fifty perfect points. It happened for the first time a few months ago: My FICO score hit the fabled 850 mark. It was, in a word, perfection. It also gave me the opportunity to think about how I got a perfect credit score. How I Landed a Perfect Credit Score I shop. … [Read more…]

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Posted in: Spend Tagged: credit card, credit rewards, credit score, debt, travel, travel hacking

The Gift I Gave That I’m Getting Back

January 22, 2018 by Penny 26 Comments

I’m a firm believer that whatever someone does with a gift is their business. Maybe they keep it. Maybe they exchange it. Maybe they sell it, regift it, or even throw it away. When you’re none the wiser, it’s easy to not care. But what happens when you are?

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Posted in: Spend Tagged: #MinsGame, clutter, declutter, gift giving, gifts, minimalism

Five Areas That I’m Spending in This Year

January 8, 2018 by Penny 33 Comments

It started with a plunger. A few days into the new year, I noticed our guest toilet was draining a little slowly. Considering the previous owners thought nothing of using the heating vents, the gas fireplace, and the bathroom sinks as garbage disposals, this fact didn’t really surprise me. In fact, like any former Girl … [Read more…]

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Posted in: Spend Tagged: blogging, decluttering, environment, green, hobbies, organization, passion, spending

Ways I’m Giving Gifts Without Going Broke

December 11, 2017 by Penny 10 Comments

I am 100% average. When it comes to the average American, he or she spends $906 a year on Christmas. If my Google Sheet lieth not, I’m about to be able to say samesies. You read that right. I’m a personal finance blogger. Who practices frugality. And mindful spending. And toys around with minimalism. And … [Read more…]

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Posted in: Save, Spend Tagged: birthday, Black Friday, Christmas, gift giving, gifts, Ibotta, presents, spending, wedding

A Look at our Biggest Mortgage Payment to Date

December 4, 2017 by Penny 19 Comments

There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]

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Posted in: Spend Tagged: debt, debt free, debt payoff, goals, homeowner, house, mortgage, payment, prepayment, savings

Let’s Talk Money, Baby: Weekly Infant Costs

October 16, 2017 by Penny 14 Comments
Weekly Infant Costs

When we were preparing to be parents, there were lots of questions floating around our minds. Who would the baby look like? What’s the difference between a bouncer and a jumper? Why on God’s green earth did anyone think it was a good idea to tell a pregnant lady the approximate size of the “fruit” … [Read more…]

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Posted in: Spend Tagged: baby, baby money, budget, diapers, expense, infant, weekly spending, wipes

When Spending Big is a Frugal Win

October 4, 2017 by Penny 34 Comments

I felt like a fraud. Here I am writing about spending $7 a month on breakfast and paying down over $50,000 in debt in two years, and all of a sudden, I’m playing eeny meeny miny moe on my Instagram story with two pairs of $99 Michael Kors flats. (Confession: I ordered four. I’m only … [Read more…]

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Posted in: Spend Tagged: cheap, frugal, frugality, Michael Kors, quality, shoes, shopping
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