She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram
Living a More Purposeful Life One Cent at a Time

Spend

A Home-Buying Secret: I Bought Our House

October 31, 2016 by Penny 47 Comments

Four years ago, I bought our house. I know what you’re thinking. But no, this isn’t one of the many times where I type I even though I really mean we. I purchased our house. And it seems like the strangest secret in the world to finally share and celebrate because even though the house was … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: bought our house, couples, debt, house, joint finances, marriage, mortgage, relationship

Mixed Up Meals: What Millennials Eat

October 26, 2016 by Penny 19 Comments

We’re known as the generation that photographs our food. There’s #instayum, there’s #foodspotting, and there’s the overly clever #yummmm. Thanks to us, brunch is chic, and if you want rosé all day, no one will stop you. What do millennials eat? Do we live out these hashtags in real life or is this a social media … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan, Save, Spend Tagged: Blue Apron, eating, food, millennial, millennials, millennials eat, subscription box

To Everyone Who Hates on New Cars

October 19, 2016 by Penny 89 Comments

Alright, personal finance blogosphere. Enough with the haterade for new cars. Are they depreciating assets? Yes. Is interest bad? Yes. Is financing a car the worst thing someone could do financially? Not necessarily. In fact, as someone who financed a $27,000 car several years back, I wouldn’t change a thing. Except maybe I would have … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend, Wonder Tagged: adulting, car, car loan, debt, decisions, financing, loan, negotiating, new car, shopping, used car

Is $100 a Big Deal?

October 17, 2016 by Penny 77 Comments

Tim Ferriss. He’s out of touch. If you somehow missed it, there was this one time when he spitballed the fact that people have $5000 in disposable income to spend each month on his podcast. No, dude, they don’t. But he’s not the only person who might be out of touch with money. Last week, … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save, Spend, Wonder Tagged: 50/20/30, budget, coffee, fun money, goals, latte, latte factor, spending, Tim Ferriss

Millennial Money Chatter: Money Sense for Us

October 12, 2016 by Penny 26 Comments

You know FOMO and YOLO and adulting. You’re probably familiar with regifting. But what about degifting and frugle and debth? It turns out, that as we sort through our money, millennials are creating new language right along side of it. Why the need for the new vocabulary? Our generation is looking at money differently. Sometimes … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend, Wonder Tagged: adult, adulting, conversation, debt, generation, gifts, millennial, minimalism, money, pressure, research, stress, student loan

A Look at Our Mortgage Numbers

October 3, 2016 by Penny 37 Comments

I am terrible at setting goals. I also don’t really share numbers here. At least not in any streamlined way. If you read my posts about unexpected expenses and the $24k in debt we killed last year, you’ll get a fairly decent picture of my income and my spending. But let’s leave a little mystery … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan, Save, Spend Tagged: budget, debt, FI, financial independence, goals, loans, mortgage, numbers, repayment

The $5000 Tim Ferriss Math Problem

August 31, 2016 by Penny 57 Comments

Disposable income. The amount of money someone could spend on voluntary or non-essential costs. You know, the money that’s leftover after you’ve paid taxes, paid your bills, and paid yourself. In our house, we think of it as fun money. My grandma loved to call it her mad money. Whatever it’s called, it’s money that … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend, Wonder Tagged: 50/20/30, budget, discretionary, disposable income, spending, Tim Ferriss

Illness, Expenses, & $12 Cherry Juice

August 24, 2016 by Penny 28 Comments

I’m afraid of getting sick. Not in the sense that I’m actually afraid of germs. Goodness knows how many germs pass through my fingers (literally) on any given school day. Normally, the concept of illness lurks in the back of my mind and then lurches to the forefront when a student gets sick (literally). I’m … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save, Spend, Wonder Tagged: FIRE, FSA, HSA, illness, insurance, medicine, planning, preparing, prescription, retirement, sickness

April Fools’ Day Truths – I Swear!

April 1, 2016 by Penny 13 Comments

I’m sure you have your guard up. It is April 1st after all. While I can guarantee that some of these truths will seem to be the makings of an April Fools’ joke, especially coming from a personal finance blogger, I promise they’re 100% true.

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: April, April Fools, April Fools' Day, chocolate, cleaning service, credit cards, declutter

The Price of Politeness

February 16, 2016 by Penny 20 Comments

There’s a fine line between being polite and being a pushover, and it’s a line that I’ve danced along for the majority of my life. Chaulk it up to a consequence of my incredible awkwardness, but speaking up for myself in person has always been more than just a little bit challenge. Like, a whole … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: bills, etiquette, home, lunch, manners, payment, remodel, renovation, split check
« Previous 1 2 3 4 5 6 7 8 9 Next »

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • Three Things I’m Glad I Got Wrong About Minimalism February 10, 2023
  • Why I’m Fine with Failing a No Spend Month January 27, 2023
  • A Simple New Year January 2, 2023

Popular Posts

  • Reselling Books: Is SellBackYourBook.com Legit?
  • Why My View on What to Do with Low Ball Poshmark Offers is Changing
  • Shoe Recycling at DSW to Declutter and Earn Cash...Kind Of

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2025 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...