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Living a More Purposeful Life One Cent at a Time

car

We Bought a Car!

September 22, 2020 by Penny 20 Comments

Originally, I considered writing a post in order to crowdsource input, advice, and insight regarding car buying.  But then I remembered that there’s exactly one stance espoused by personal finance gurus: Spend a few grand on a car (always pay cash)…or better yet, ride a bike. Don’t worry. No bikes were purchased in the making … [Read more…]

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Posted in: Spend Tagged: car, car shopping, expense, new car, sinking fund, spending

My Money Truths & Two Years of Blogging

August 14, 2017 by Penny 37 Comments

I talk a lot about money. In fact, I’ve written about it 262 times over the past two years. While I’ve learned a lot, I’m no money expert. I’m also not an expert blogger, so you won’t see anything in this anniversary post related to blogging income (spoiler: it’s in the negatives) or vanity metrics … [Read more…]

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Posted in: Save, Spend Tagged: blogging, car, debt, income, job, mortgage, salary, side hustle

When to Spend Your Emergency Fund

March 27, 2017 by Penny 18 Comments

Could you come up with an extra $500 in an emergency? What about $5000? The statistics about Americans’ inability to cover emergency expenses are sobering, so it’s not surprising that posts calling for emergency funds are everywhere. Peace of mind for the win. And with all the emergency fund hoopla, there’s even been some debate … [Read more…]

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Posted in: Plan Tagged: budget, car, efund, emergency, emergency fund, expense, health, house, medical, planning, savings, spend your emergency fund

To Everyone Who Hates on New Cars

October 19, 2016 by Penny 89 Comments

Alright, personal finance blogosphere. Enough with the haterade for new cars. Are they depreciating assets? Yes. Is interest bad? Yes. Is financing a car the worst thing someone could do financially? Not necessarily. In fact, as someone who financed a $27,000 car several years back, I wouldn’t change a thing. Except maybe I would have … [Read more…]

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Posted in: Spend, Wonder Tagged: adulting, car, car loan, debt, decisions, financing, loan, negotiating, new car, shopping, used car

Guest Post: 5 Signs You’re Spending Too Much on Your Car

May 11, 2016 by Penny 5 Comments

While I’m studying diligently and calmly cramming in the exact fashion I tell my students not to for my National Board certification test tomorrow, I have a fun guest post from Giles Kirkland. Giles is a professional mechanic and dedicated money saver. Take it away, Giles! For many people in today’s world, a car is a … [Read more…]

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Posted in: Guest Posts Tagged: car, cost, repair, savings, vehicle

Actually…We Paid Off $24K in Debt Last Year

January 13, 2016 by Penny 18 Comments

It’s not good to keep secrets in the blogging world. I know that. And it’s not so much a secret, so much as it isn’t really my story to tell. But we have more debt than I’ve previously mentioned. Well, had. More precisely, Mr. P had more debt. I wrote a post about how we … [Read more…]

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Posted in: Save Tagged: car, car loan, debt, financial independence, financing, mortgage

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