I’m sure you have your guard up. It is April 1st after all. While I can guarantee that some of these truths will seem to be the makings of an April Fools’ joke, especially coming from a personal finance blogger, I promise they’re 100% true.
I pay for a cleaning service. It’s true. I burn between $45-$90 a month having someone clean our home. It’s not that I don’t also clean constantly–I do. It’s just that she can deep clean my home in three hours, and I swear it takes me at least three times as long. As a trade-off of sorts, I can cover the cost of a cleaning with only one hour of tutoring. For a long time, I thought I could and should cancel the service. It would be the financially prudent thing to do. Then, she went to visit family in Europe for two months, and I realized what a very, very good thing we have going. Absence definitely made this heart grow fonder.
I still have a candy bar in the freezer from two years ago. My penny-finding gem of a grandma passed away with a freezer full of chocolates, and I still have a Kit-Kat bar. I decluttered our entire first floor and am in the midst of a closet overhaul, but I still can’t part with or eat this dang chocolate. It’s entirely illogical. But it makes me smile every time I open the freezer door.
I’m paying for Mr. P’s graduate degree with a zero-percent credit card. I paid for all of my graduate work the same way. There’s no benefit to paying in cash (read: discount), and I sure as heck am not about to sign up for more debt. We have the savings to cover the degree and actually could cover the individual class payments with our current income. Still, this credit card game has been a terrific way to boost Mr. P’s credit score, and we’re enjoying reaping the benefits of different credit card rewards. Obviously, this isn’t advisable for someone who couldn’t cover the expenses*, but it’s been a pretty fun game for us to play.
All and all, I toe the line pretty well when it comes personal finance. Conventional wisdom holds for a reason. Still, there’s something a little contrarian in all of us. Whether it’s not apologizing for designer shoes or paying for a cleaning service, idiosyncrasies keep life interesting. And there seems no better day to celebrate that truth than today.
So Tell Me…Up to any good April Fool’s pranks today? Have any surprising truths to share?
*Seriously. Don’t put ANYTHING on a credit card that you can’t pay in full when the bill comes. Not $5, not $5,000.