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Living a More Purposeful Life One Cent at a Time

money

Five Financial Truths I Don’t Believe

March 1, 2017 by Penny 29 Comments

The interwebs are filled with financial advice, cautionary tales, and success stories beyond my wildest imaginings. Amidst all that collective wisdom, though, are some sayings that seem significant but might actually be problematic oversimplifications. Here are five tweetable money truths that simply don’t ring true for me.

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Posted in: Wonder Tagged: advice, lies, money, oversimplifications, privilege, sayings, wisdom, wrong

Bah Humbug: A Little Scrooge in Me

December 7, 2016 by Penny 22 Comments

December is a lot of things for a lot of people. For me? Well, it’s mostly a race to finish A Christmas Carol before winter break begins. The Dickens classic is part of the curriculum so I’m up to my eyeballs in ghosts, chains, and mince pies. While the iconic antihero Ebenezer Scrooge is typically … [Read more…]

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Posted in: Uncategorized Tagged: A Christmas Carol, budget, Christmas, classroom, consumerism, Dickens, electricity, heat, literature, minimalism, money, Scrooge, students, teaching

Is thredUP Worth It? $5.60 Says Maybe

November 14, 2016 by Penny 10 Comments

A few months back, I agreed to make $4 an hour selling to Clothes Mentor*. Like a dummy. Because if there’s anything that I don’t do, it’s learn my lesson the first time. Enter: thredUP. ThredUP promises to  be worth it. There is the unrelenting social media advertising. There is the adorable green polka dot … [Read more…]

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Posted in: Side Hustle Tagged: closet, clothes, money, online, Poshmark, selling, shoes, thredUP, thredup worth it

My Biggest Money Mistake

October 24, 2016 by Penny 58 Comments

I’ve made more money mistakes than I can count. There were $700 wedding shoes and a $26,000 new car. Then, there was the actual wedding that I still haven’t blogged about because I don’t even know what it cost. A lot. It cost a lot. But these mistakes actually don’t bother me. In fact, unlike … [Read more…]

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Posted in: Uncategorized Tagged: 403(b), benefits, HDHP, HSA, information, investing, mistake, money, money mistake, PPO, roth

Millennial Money Chatter: Money Sense for Us

October 12, 2016 by Penny 26 Comments

You know FOMO and YOLO and adulting. You’re probably familiar with regifting. But what about degifting and frugle and debth? It turns out, that as we sort through our money, millennials are creating new language right along side of it. Why the need for the new vocabulary? Our generation is looking at money differently. Sometimes … [Read more…]

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Posted in: Spend, Wonder Tagged: adult, adulting, conversation, debt, generation, gifts, millennial, minimalism, money, pressure, research, stress, student loan

Frugally Awesome…Or Awkward: Haircut Edition

September 19, 2016 by Penny 71 Comments

About a month ago, I was driving home from work and decided long hair was exhausting. So, I did what any sane person does. I found a Great Clips coupon and lopped off 7 inches of hair less than an hour later. And man, did things get awkward.

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Posted in: Uncategorized Tagged: awkward, coworkers, frugal, haircut, luxury, money, saving, social life, spending, work

Money, Marriage, and Motorcycles

August 29, 2016 by Penny 26 Comments

I don’t hate my husband’s motorcycle. I mean, it gets better mileage than his car, and it’s not like I didn’t know about it before we got married. So I try to maintain a cool, wary distance from it. You know, when I’m not giving it the side eye for taking up space in our … [Read more…]

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Posted in: Uncategorized Tagged: extra money, marriage, money, motorcycle, selling

One Year In: Blogging for Fun About Money

August 15, 2016 by Penny 77 Comments

She Picks Up Pennies turns one this week. While many bloggers are able to share impressive, jealousy-inducing numbers in terms of income and views, I cannot. Just like all those spam commenters aptly note, I did not monetize my blog. And I’m not entirely sure how to get back to the view in WordPress that … [Read more…]

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Posted in: Wonder Tagged: change, failures, growth, lessons, monetize, money, social media, success, Twitter

A Money Book with the Heart of a Teacher

July 8, 2016 by Penny 5 Comments

Titles of favorite personal finance books are volleyed about all across social media. Books that win favor based on their content as much as their titles, like The 4-Hour Work Week and I Will Teach You to Be Rich. Then, there are the heavyweight financial gurus: Suze Orman, David Bach, and even Dave Ramsey. I … [Read more…]

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Posted in: Uncategorized Tagged: book, culture, meaning, money, philosophy, reading, religion, spending

Frugally Awesome…Or Awkward: Part 4

June 27, 2016 by Penny 22 Comments

There’s something about money: It brings out the best, the worst, and the most awkward side of people. Since I’ve dedicated a fair amount of time this summer to side hustling, I’ve had to do some explaining for how I’m spending my time. I get it. A lot of people think teachers have summers off … [Read more…]

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Posted in: Uncategorized Tagged: finance, hustle, money, savings, side hustle, travel
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