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Living a More Purposeful Life One Cent at a Time

money

A $14 Robbery Ruined My Neighborhood

June 8, 2016 by Penny 16 Comments

There goes the neighborhood. Over the past month, there have been a string of break-ins in our neighborhood. It all started with a singular incident in which $14 was stolen from someone’s kitchen. When I heard the news, I was nervous. But it seemed like an isolated incident, and I brushed it off as teenagers, or … [Read more…]

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Posted in: Uncategorized Tagged: crime, money, neighborhood, robbery, safety

How I’m Hustling This Summer

May 23, 2016 by Penny 15 Comments

  “You only work nine months out of the year.” “You get the entire summer off.” There’s a lot of misinformation floating around the universe in terms of what teachers do during their time off. So, I thought maybe I’d set the record straight, at least partially.  I’d be lying if I said I didn’t … [Read more…]

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Posted in: Side Hustle Tagged: education, freelance, hustle, money, payments, teaching, tutoring

I Know When I’ll Make 6 Figures

May 16, 2016 by Penny 31 Comments

No, I don’t have a crystal ball or a super power. I have a salary schedule. In addition to revealing exactly how much money my coworkers make, a salary schedule also lets me predict the future in the sense that I know exactly when I’ll crack the six-figure salary mark. I imagine there are a … [Read more…]

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Posted in: Make Tagged: career, future, money, planning, salary schedule, savings, six figures, teaching

You Don’t Need to Buy a House…or a Dog

May 4, 2016 by Penny 29 Comments

Two weeks ago, our neighbors announced they were moving and proceeded to list a leather couch, some knickknacks, and their adult cat on our neighborhood social networking site. They wanted money for the furniture. The cat? They’d give that away for free. In the fourteen days that have passed, they’ve everything is taken…except the twelve-year-old … [Read more…]

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Posted in: Uncategorized Tagged: American Dream, cost, dogs, money, ownership, pets, time

Roth IRA Challenge: Monetize Your Talents & Passions

March 18, 2016 by Penny Leave a Comment

Could you save an extra $5500 a year? When Maggie from Northern Expenditure first announced the Roth IRA Challenge, I wasn’t sure that I could side hustle that hard. However, after reviewing our finances from last year, it turns out that Mr. P and I BOTH managed to side hustle our way to an extra $12,000. … [Read more…]

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Posted in: Side Hustle Tagged: debt, hustle, income stream, IRA, money, retirement

“You Don’t Know What It’s Like to be Poor”

March 16, 2016 by Penny 14 Comments

Last week, it was the Democratic sound bite heard round the Internet – or at least, my private Facebook feed: “When you’re white, you don’t know what it’s like to be living in a ghetto. You don’t know what it’s like to be poor.” Bernie Sanders’ comment on institutional racism and systemic poverty eviscerated the … [Read more…]

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Posted in: Uncategorized Tagged: class, education, influence, lessons, Martin Luther King, money, privilege, teacher

$500 in Sales & Five Things I’ve Learned on Poshmark

March 11, 2016 by Penny 82 Comments

In the past few months, I’ve earned over $500 on Poshmark. This selling frenzy is the result of the grand effort to clean out my closets. That’s right. Closets. While I like to think I brought a lot of positive things to our marriage, I also brought a lot of stuff. Way, way too much … [Read more…]

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Posted in: Side Hustle Tagged: accessories, clothes, declutter, money, online sales, Poshmark, resale, selling, shoes

Do Your Savings Make Sense?

February 2, 2016 by Penny 11 Comments

Growing up, I celebrated nearly every birthday at an arcade. It was magical: bumper cars, skeeball, Bozo Buckets, Whac-a-Mole, and more. The lights and bells that signaled a win delighted me almost as much as the sound of the mechanism churning out tickets. Ever so gently, I would remove my winnings from the ticket dispenser, … [Read more…]

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Posted in: Save Tagged: future, goals, money, planning, savings

How Not To Save

January 8, 2016 by Penny 21 Comments

It’s no secret that saving money, paying off debt, and earning extra income are some of my priorities. I’m fortunate to be in a relationship where Mr. P shares the same values. We certainly haven’t always been on the same page financially, but tying the knot and blending bank accounts certainly helped us work towards … [Read more…]

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Posted in: Uncategorized Tagged: emergency fun, focus, goals, money, savings, spending

The Wrong Kind of Dough

December 21, 2015 by Penny 9 Comments

For the past few years, I’ve been tutoring as one of my side hustles. It can be quite lucrative. It can be very fulfilling. It can also be a colossal pain in the patootie. Whenever I think I’ve tightened all the loopholes in terms of cancellations and payments and covered all my bases in terms … [Read more…]

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Posted in: Uncategorized Tagged: debt, family, financial independence, money, mortgage, side hustle
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