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Living a More Purposeful Life One Cent at a Time

budget

Four Things I Wish I Knew About Financial Progress

February 1, 2018 by Penny 25 Comments

We chat about money. We track our spending. We even make a laughably simple budget every month. (Hello, “Make a Copy” in Google Sheets.) My husband and I have also crushed some major milestones. Some that I’ve celebrated here and others that I haven’t talked about yet. We’ve paid over $80K towards our debt in … [Read more…]

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Posted in: Save Tagged: budget, childcare, compounding, credit score, interest, investing, plans, saving

Frugally Awesome…or Awkward: Holiday Edition

January 3, 2018 by Penny 34 Comments

The holidays are full of awkward moments. Like when your mother-in-law excitedly shepherds you into the family room to see the new family photos she framed. Your two sisters-in-law look like they stepped out of a magazine. And you? Well, you look like a cross between a Goodyear blimp and Violet Beauregarde because that’s what … [Read more…]

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Posted in: Wonder Tagged: awkward, budget, Christmas, frugal, holiday, saving, spending

Let’s Talk Money, Baby: Weekly Infant Costs

October 16, 2017 by Penny 14 Comments
Weekly Infant Costs

When we were preparing to be parents, there were lots of questions floating around our minds. Who would the baby look like? What’s the difference between a bouncer and a jumper? Why on God’s green earth did anyone think it was a good idea to tell a pregnant lady the approximate size of the “fruit” … [Read more…]

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Posted in: Spend Tagged: baby, baby money, budget, diapers, expense, infant, weekly spending, wipes

Maternity Leave Money Diary – Week 1

September 6, 2017 by Penny 15 Comments

The age old debate: kids are expensive…or are they? To commemorate my unpaid leave, I thought I would offer an unedited look at my checkbook register. Just kidding, I stopped balancing my checkbook in 2009 two years ago. If this first week looks a little light on the spending, it’s because it was my first … [Read more…]

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Posted in: Spend Tagged: baby, budget, maternity leave, money diary, spending

The You-Can-Afford-It Spending Trap

August 7, 2017 by Penny 25 Comments

Something strange has happened. Somewhere along the way, Mr. P and I have turned into adults. Real adults. It’s not just because we’re up to our eyeballs in dirty diapers. Nor is it because we shackled ourselves to the bank are proud homeowners. It’s because we have what our family and friends have deemed “good … [Read more…]

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Posted in: Spend Tagged: baby, budget, consumerism, excess, maternity leave, spending

Penny Found: A Planning Ahead Roundup

July 26, 2017 by Penny 6 Comments

There’s nothing quite as unsettling as being caught off guard when it comes to money. While you don’t want to treat every day like the sky is falling (Hi, my name is Penny, and that’s exactly how I used to watch my Vanguard account), you also don’t want to bury your head in the sand. … [Read more…]

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Posted in: Guest Posts Tagged: budget, e-fund, emergency fund, future, insurance, living trust, spending, vacation, will

What My Pregnancy Cost So Far: Part 1

June 26, 2017 by Penny 18 Comments

Being pregnant can be pricey. But how expensive are we talking? It’s something I wondered often when we first found out we were expecting, so I decided to keep a running tally of what we were spending, both on ourselves (OK, mostly me, but I’m the one doing the heavy lifting whose pants don’t fit) and … [Read more…]

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Posted in: Spend Tagged: baby, budget, maternity clothes, pregnancy, spending

How to Know it’s Time to Bust Your Budget

June 21, 2017 by Penny 16 Comments

Track your spending. Review your expenses. Keep a budget. These are the fundamental aspects of straightening out any money messes you may have gotten into and making your money goals happen. And for good reason. They work! But what if, just like rules, budgets are meant to be broken at times? How would you know?

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Posted in: Spend Tagged: budget, expenses, giving, over budget, planned spending, purchases, spending

The Stupidity of the Side Hustle

May 1, 2017 by Penny 84 Comments

Read virtually any get out of debt success story, and you’re pretty much guaranteed to see two words: side hustle. Want proof? Take a look at ours. It has side hustle written all over it. For as long as I’ve been blogging, I’ve had a lotta-love, little-hate relationship with side hustling. Because my primary side … [Read more…]

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Posted in: Make Tagged: affiliate links, budget, effort, extra income, MLM, passion project, saving, side hustle, spending, time, truths

A Month with Boost Mobile

April 17, 2017 by Penny 16 Comments

It’s been over a month since the great experiment to slash our cell phone bill in half began. Like all the exciting scary adventures in our marriage, I made Mr. P go first. Ziplining, cenote jumping, breaking up with Sprint and spending a month with Boost Mobile. Now that thirty days have passed, I’m ready … [Read more…]

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Posted in: Save Tagged: Boost Mobile, budget, cell phone, cost, fees, low-cost carrier, month with boost mobile, savings, service, signal, Sprint, switch to Boost
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