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Living a More Purposeful Life One Cent at a Time

FIRE By Any Other Name

April 19, 2017 by Penny 18 Comments

When I first heard the term FIRE, I bristled. The more people I connected with in the FIRE community, the more I dug my heels in. In fact, when Ms. Our Next Life ran her Next Life series, “not for me” was the entire premise of my post (erm, spoiler alert?). And that seems to … [Read more…]

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Posted in: Wonder Tagged: debt, financial independence, FIRE, freedom, jobs, mortgage, unhappy at work

A Month with Boost Mobile

April 17, 2017 by Penny 16 Comments

It’s been over a month since the great experiment to slash our cell phone bill in half began. Like all the exciting scary adventures in our marriage, I made Mr. P go first. Ziplining, cenote jumping, breaking up with Sprint and spending a month with Boost Mobile. Now that thirty days have passed, I’m ready … [Read more…]

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Posted in: Save Tagged: Boost Mobile, budget, cell phone, cost, fees, low-cost carrier, month with boost mobile, savings, service, signal, Sprint, switch to Boost

Clutter Confessions: 100-Day Countdown

April 12, 2017 by Penny 18 Comments

Today is the 100-day mark until Half Penny arrives. Countless thoughts race through my mind. Epidural or not? Boy or girl? Cloth diapers or disposables? Will I ever get an adequate explanation of the difference between a bouncer and a swing? And the most important question of all: If I had an engineering degree, would … [Read more…]

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Posted in: Wonder Tagged: closets, clutter, consumerism, declutter, excess, minimalism, organization, shoes, stuff

When MLM Schemes Hurt Instead of Help

April 10, 2017 by Penny 36 Comments

We’ve all seen it. You log onto Facebook, click through your email, or check your phone, and there it is. An invitation to fork over money to someone you haven’t seen in years. Of course, you’re not just giving them money. No, you’re generously rewarded with stuff. Wraps, oils, waxes, leggings, mascara, oh my! While I’ve … [Read more…]

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Posted in: Wonder Tagged: books, Facebook, MLM, mom groups, multi-level marketing, pyramid scheme, selling, social media

No, We’re Not Doing It All Wrong

April 5, 2017 by Penny 28 Comments

I’ve met a lot of people who have made a lot of money mistakes. Heck, I’ve been that person. Again and again. But you know who I haven’t met yet? Someone who is doing every money thing wrong.

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Posted in: Wonder Tagged: advice, comments, financial literacy, mistakes, perspective

$1000 of Busted Budgets and Spent Savings

April 3, 2017 by Penny 34 Comments

The first quarter of 2017 went out with a bang. Or a boom. Or maybe a thud. Instead of sharing how much our net worth soared (we don’t track it) or how much our investments made (I mostly try not to look), I want to share another kind of truth with you. Sometimes you will … [Read more…]

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Posted in: Spend Tagged: best money spent, budget, extra paycheck, garden, savings, spending, tax refund

The Inheritance That I Never Spent

March 29, 2017 by Penny 37 Comments

“What would you do with $5,000? Would you buy one of those purses or would you take a nice cruise?” The thing about my nana is that it was never really all that hard to tell exactly where she stood on an issue. A master of both Italian guilt and loaded questions, if she wasn’t … [Read more…]

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Posted in: Spend Tagged: estate, family, inheritance, Nana, saving, spending

When to Spend Your Emergency Fund

March 27, 2017 by Penny 18 Comments

Could you come up with an extra $500 in an emergency? What about $5000? The statistics about Americans’ inability to cover emergency expenses are sobering, so it’s not surprising that posts calling for emergency funds are everywhere. Peace of mind for the win. And with all the emergency fund hoopla, there’s even been some debate … [Read more…]

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Posted in: Plan Tagged: budget, car, efund, emergency, emergency fund, expense, health, house, medical, planning, savings, spend your emergency fund

You Don’t Have to Be Beyonce

March 20, 2017 by Penny 34 Comments

You have the same number of hours in a day as Beyonce. I can’t quite pinpoint when that graphic t-shirt water bottle mug first appeared, but it’s been enjoying a resurgence in popularity as of late. And there’s already been much said about how it’s complete gospel or total garbage. But what we really need to remember … [Read more…]

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Posted in: Wonder Tagged: Beyonce, depression, hustle, morning sickness, pregnancy

Changing the Conversation About Privilege

March 15, 2017 by Penny 41 Comments

Did you hear the one about how you, too, can pay off $220,000 in debt in three years? Ba dum tss. Let me fast track this to the catch. It involves a whole bunch of hard work piled on top of the generous gift of a home combined with the gift of somewhere else to … [Read more…]

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Posted in: Wonder Tagged: bootstrap, bootstrapping, Business Insider, debt, debt stories, help, perspective, privilege
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