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More April Fools’ Day Money Truths

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April Fools Money Truths I Swear

I opened a Vanguard account almost five years ago. Somehow, I managed to land $0.07 in the settlement money market fund. I still don’t know how I did it, and just the other week, it disappeared. April Fools! It is April 1st, but that’s actually the god’s honest truth. My initial instinct was to figure … [Read more…]

Actually, You Need a Credit Score

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Last month, The Minimalists did a podcast on debt. That podcast led to a profusion of tweets about the drawbacks of credit scores. In fact, the underlying message–ripped out of Dave Ramsey’s playbook–was that no one should want a credit score. The Minimalists by way of Ramsey tweeted out that a credit score is nothing … [Read more…]