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Living a More Purposeful Life One Cent at a Time

Make

National Boards: The Money Behind Being Better at Teaching

April 26, 2017 by Penny 7 Comments

Teaching: it’s one of the most celebrated and most maligned professions around. Some days, we work too hard for far too little. Other days, we are glorified babysitters getting away with highway robbery. Whatever your opinions are on education, I’m not here to sway you. What I thought I’d do instead is give you a … [Read more…]

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Posted in: Make Tagged: career, education, graduate school, money, National Board for Professional Teaching Standards, National Boards, raise, salary, salary schedule, self-improvement, teaching, work

TRS Pension Windfall: Help Me Spend It

November 21, 2016 by Penny 39 Comments

The state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we?

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Posted in: Invest, Make Tagged: 403(b), budget, ERO, financial literacy, pension, roth, roth IRA, teacher, teaching, TRS, trs pension, windfall

I Know When I’ll Make 6 Figures

May 16, 2016 by Penny 31 Comments

No, I don’t have a crystal ball or a super power. I have a salary schedule. In addition to revealing exactly how much money my coworkers make, a salary schedule also lets me predict the future in the sense that I know exactly when I’ll crack the six-figure salary mark. I imagine there are a … [Read more…]

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Posted in: Make Tagged: career, future, money, planning, salary schedule, savings, six figures, teaching

That Time I Got Fired…Twice

March 21, 2016 by Penny 9 Comments

When I walked into work on a Friday halfway through my first year of teaching, I was smiling from ear to ear. The day before, I had my summative evaluation and my boss checked the recommended for rehire box. We shook hands and took turns signing on the dotted line. I set down my bag … [Read more…]

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Posted in: Make, Save Tagged: budgets, career, cut, education, FIRE, fired, job, job loss, RIF, teaching, unemployment

Using Ibotta for Some Extra Holiday Jingle

December 9, 2015 by Penny 6 Comments

I admit it. I was hesitant at first. How much money could a mobile savings app really net someone? My first introduction to Ibotta came from some of the extreme couponing sites* I can’t seem to quit. Twenty-five cents back on soup, fifty cents back on a case of bottled water. These women would lose … [Read more…]

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Posted in: Make Tagged: app, cash back, groceries, Ibotta, money, rebate, savings, side income, technology

Credit Card Tips & Tricks: How I Scored a $20 LOFT Rewards Card in One Day…Twice

August 26, 2015 by Penny 14 Comments

That’s right. I scored a $20 LOFT Rewards Card in one day–actually, in about twenty minutes–to the tune of 100% back in rewards. Here’s how it all played out: As a teacher, I love Ann Taylor LOFT. If any store has mastered the art of stand-for-eight-hours-a-day comfortable chic, it’s LOFT. However, I’ve been trying to cut … [Read more…]

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Posted in: Make, Spend Tagged: cash back, credit card, LOFT, rewards, saving
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