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When You Can’t Always Earn More

August 20, 2018 by Penny 29 Comments

There’s a dirty little lie in the personal finance world. Fine. It’s not a lie. But it’s not the universal truth that it’s held up to be either. “You can always make more money.” Can you really? Can I?

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Posted in: Plan Tagged: $200 groceries, budget, cut, earn, earning potential, grocery budget, raise, save, spend

Why I Pick Up Pennies: A Manifesto of Sorts

December 4, 2015 by Penny 33 Comments

Almost exactly two years ago, I sat across from my grandma as she blew out the candles on her birthday cake. Her 93rd birthday cake. She laughed, and she cried. I remember watching her eyes glisten as I told her I couldn’t imagine having ninety-three birthday cakes. She squeezed my hand and said, “Neither can … [Read more…]

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Posted in: Uncategorized Tagged: gamble, grandma, hard work, manifesto, pennies, save, smile

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