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Living a More Purposeful Life One Cent at a Time

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To Everyone Who Went to Work Today

September 9, 2019 by Penny 27 Comments
Going to Work is Something to Be Proud Of

Years ago, I made a fairly bold declaration as a total newbie poking around the FIRE space. I said I wasn’t leaving my classroom, and I meant it. Now, wonderfully, more and more people are realizing that financial freedom doesn’t have to mean retiring early…or ever.  Even so, there is so much talk about the … [Read more…]

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Posted in: Make Tagged: careers, classroom, dream job, early retirement, FIRE, retire early, teaching, work

Should I Worry About Christmas in July?

July 24, 2019 by Penny 3 Comments
Smartphone Apps to Make Money for Real

OK, fine. Worry isn’t the right word. But I am *thinking* about Christmas in July. And if you celebrate that holiday or have any other big end-of-year plans, you should probably be thinking about it, too. Why? Because if you plan far enough in advance, it can be painless and, dare I say, enjoyable. In … [Read more…]

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Posted in: Make Tagged: apps. sinking fund, Christmas, holiday, PayPal, savings

Teacher Talk: How I’m Hustling This Summer

June 17, 2019 by Penny 5 Comments
Summer Side Hustles 2019

You know the three reasons why people go into teaching, right? June. July. And August. I can’t tell you how many times I’ve heard this joke. But I can tell you that I’ve never actually heard a teacher tell it. Why? Because we know how short summers are getting, and we also understand how much … [Read more…]

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Posted in: Make Tagged: editing, extra income, freelancing, ghost writing, hustling, side hustle, summer, teacher talk, teaching, tutoring, writing

To Accept a Pay Cut: What’s Your Advice?

January 28, 2019 by Penny 34 Comments
Should I Accept a Pay Cut?

What would it take for you to accept a pay cut? I’m asking for a friend. No, really. A reader sent me an email last week about a job situation she was facing. She also complemented me. OK, fine. She said she enjoyed my awkwardness. It’s. Still. A. Win. I immediately hit reply (after I … [Read more…]

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Posted in: Make Tagged: advice. money advice, career, office politics, pay cut, paycheck, raise, salary

How I Found Financial Freedom Without the FI

December 5, 2018 by Penny 18 Comments
Financial Freedom FI

I found financial freedom in a chocolate bar. Of course I did. It’s not like it was an ingredient or anything. It’s more like it was a lingering effect (which is a vast improvement over the “what have I done!?” feeling). I’ve been waiting my whole life for chocolate to be a metaphor, and it … [Read more…]

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Posted in: Make Tagged: careers, FI, financial freedom, financial independence, FIRE, golden handcuffs, teaching, work

What It’s Really Like to Share Your Salary with the World

November 12, 2018 by Penny 35 Comments
How Much Money Teachers Make

Does income matter on the journey to financial independence? Duh. I agreed to be a guest on a podcast panel where I could weigh in on that very question. To be quite honest, I wasn’t sure what I could possibly add to the discussion besides a hearty, “Of course!” Still, I agreed. I anticipated that … [Read more…]

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Posted in: Make Tagged: frugal, income, middle class, salary, savings, spending, transparency

Naps are Priceless and Other Things I Learned Going Back to Work

November 5, 2018 by Penny 15 Comments
What It's Like to Be a Working Mom

Exactly one year ago, my maternity leave ended. In some ways, time has never moved faster. In other ways, I can’t believe how much things still feel the same. But for 365 days, I have had a full-time job in addition to being a mom. My son has spent more of the time that he is … [Read more…]

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Posted in: Make Tagged: baby, career, earning, education, income, maternity leave, mom, motherhood, parenting, salary, savings, son, teaching, toddler, work, working

5 Things I Wish I Knew About Freelancing

October 22, 2018 by Penny 8 Comments
5 Things I Wish I Knew About Freelancing

I have been freelancing for a long time. Not in the flashy, six-figure, time to make a course way, but in the holy cats, my job doesn’t pay super well, and I’d like some side money way. This isn’t just about teaching. In high school and college, I worked myriad part-time jobs for minimum wage. … [Read more…]

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Posted in: Make Tagged: copyediting, earn, editing, freelancer, freelancing, ghostwriting, hustle, income, side hustle, tutoring

Teacher Talk: I Doubled My Salary

October 15, 2018 by Penny 29 Comments
How to Double Your Salary as a Teacher

I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]

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Posted in: Make Tagged: education, educator, fired, master's degree, raise, RIF, salary, teacher, teacher salary, teacher talk

I Also Don’t Want Your $14 an Hour Tutoring Gig

May 7, 2018 by Penny 21 Comments

VIPKID has an affiliate program. There. I said it. I’m not burying the lede on this one, fam. In case you have been living under a rock, VIPKID is the new darling of the side hustle world. For $14 an hour before taxes, you, too, can tutor out of the convenience of your home. VIPKID … [Read more…]

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Posted in: Make Tagged: education, extra income, income, side hustle, teachers, Teachers Money Talk, tutoring
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