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Living a More Purposeful Life One Cent at a Time

graduate degree

Teacher Talk: The Graduate Degree Gamble

August 9, 2017 by Penny 8 Comments

With so much conversation about the student loan crisis and speculation about the necessity–or lack thereof–of bachelor’s degrees, it makes sense to be skeptical about pursuing graduate work. Unless you are an educator. Then, at some point in your career, you will most certainly find yourself signing up for more school. But how much of … [Read more…]

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Posted in: Make Tagged: educator, grad work, graduate degree, graduate school, income, raise, salary, salary schedule, teacher, teaching

Is Not Spending the Same as Saving?

April 11, 2016 by Penny 12 Comments

In our budget, we currently set aside between 42%-48% of our after-tax income. It is also worth pointing out that 10% of both our salaries is taken out pre-tax and put into our pension funds. So on the surface, it looks like were are living on a fairly small portion of our income.  But just … [Read more…]

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Posted in: Savings, Uncategorized Tagged: debt, graduate degree, investments, mortgage

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