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Living a More Purposeful Life One Cent at a Time

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The Best Money I Spent This Month

September 28, 2016 by Penny 36 Comments

Personal finance is about spending. There. I said it. Of course, saving and investing matter. But so does spending. It’s all about making money work to meet our needs, fulfill our wants, and achieve our dreams. While I could drum up a really romantic notion for this post about how the best money I’ve spent … [Read more…]

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Posted in: Spending Tagged: best money, best money spent, budget, Chicago, drinks, entertainment, family, friends, guest post, spending, travel

6 Ideas for that Extra Paycheck

August 1, 2016 by Penny 28 Comments

Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s … [Read more…]

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Posted in: Invest, Plan, Save Tagged: debt, extra money, extra payment, investing, mortgage, pay day, paycheck, payoff, salary, saving, splurge, travel

A Bad Case of Saver’s Remorse

July 27, 2016 by Penny 36 Comments

Buyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you … [Read more…]

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Posted in: Explore, Savings Tagged: budget, impulse, saving, spending, splurge, travel, vacation

Pack Smarter to Save at All-Inclusives

July 18, 2016 by Penny 12 Comments

No, this isn’t going to be a post about how I put breakfast and booze in my suitcase to save money. That kind of packing isn’t necessary here. We’re taking Mr. P’s favorite kind of trip where he can eat so much that people marvel at his ability to not throw up: an international all-inclusive … [Read more…]

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Posted in: Explore Tagged: budget, expenses, packing, planning, saving, spending, travel, vacation

Frugally Awesome…Or Awkward: Part 4

June 27, 2016 by Penny 22 Comments

There’s something about money: It brings out the best, the worst, and the most awkward side of people. Since I’ve dedicated a fair amount of time this summer to side hustling, I’ve had to do some explaining for how I’m spending my time. I get it. A lot of people think teachers have summers off … [Read more…]

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Posted in: Uncategorized Tagged: finance, hustle, money, savings, side hustle, travel

Free Cirque Shows and Other Ways to Make Vegas Cheap

June 22, 2016 by Penny 9 Comments

Free tickets in Vegas aren’t a thing of the past. You don’t have to know a guy. You also don’t have to be a high roller or a big spender. In fact, a clever combination of My Vegas Rewards and Groupon allowed Mr. P and I the opportunity to take in a show and spend … [Read more…]

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Posted in: Explore Tagged: budget, Cirque, free, Groupon, MyVegas, travel, Vegas

Lessons I Learned Sitting Next to a Winning Slot Machine

January 28, 2016 by Penny 10 Comments

Don’t fly in on a Sunday. Play in heavily trafficked areas. Always use a player card. Never use a player card. As soon as anyone heard we were dashing off to Sin City this past December, advice on how to beat the odds in Las Vegas bubbled over. Want the best odds of returning home … [Read more…]

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Posted in: Explore Tagged: gambling, gratitude, lessons, luck, slots, travel, Vegas

Digital Nomads: Mixing Work and Pleasure

December 28, 2015 by Penny 2 Comments

Mr. P and I are jetting off for a quick trip (hooray for gifting experiences instead of things). While we’re away, thanks to Nate Vickrey for this post on some insights into different job opportunities digital nomads pursue.  The rise of the Internet brought us a lot of possibilities. Among them is the opportunity not … [Read more…]

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Posted in: Explore Tagged: digital nomads, freelancing, nomads, photographer, trader, travel, writer

Why International Travel Might Not be Out of Reach

August 27, 2015 by Penny 10 Comments

International travel. You might want to move it closer to the top of your bucket list. Why? Not only is travel a fantastic way to expand your perspective and learn more about the world…it can also be a lot more budget friendly than you might think. Mr. P and I were planning a trip to … [Read more…]

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Posted in: Explore Tagged: budget, rewards points, travel, vacation
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