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Living a More Purposeful Life One Cent at a Time

spending

Frugally Awesome…or Awkward: Vacation Edition

July 25, 2016 by Penny 17 Comments

For this post, I thought I’d change things up a bit. Think of it as the awkward vacation edition. Generally, these posts are a recap of how people in my life question our money-saving choices. Since I’m writing this cozied up to the Pacific Ocean in Costa Rica–seriously, our hotel’s wifi stretches all the way … [Read more…]

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Posted in: Explore Tagged: awkward, friends, saving, spending, vacation

Pack Smarter to Save at All-Inclusives

July 18, 2016 by Penny 12 Comments

No, this isn’t going to be a post about how I put breakfast and booze in my suitcase to save money. That kind of packing isn’t necessary here. We’re taking Mr. P’s favorite kind of trip where he can eat so much that people marvel at his ability to not throw up: an international all-inclusive … [Read more…]

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Posted in: Explore Tagged: budget, expenses, packing, planning, saving, spending, travel, vacation

A Money Book with the Heart of a Teacher

July 8, 2016 by Penny 5 Comments

Titles of favorite personal finance books are volleyed about all across social media. Books that win favor based on their content as much as their titles, like The 4-Hour Work Week and I Will Teach You to Be Rich. Then, there are the heavyweight financial gurus: Suze Orman, David Bach, and even Dave Ramsey. I … [Read more…]

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Posted in: Uncategorized Tagged: book, culture, meaning, money, philosophy, reading, religion, spending

My Closet Netted Me Over $1K This Year

May 25, 2016 by Penny 14 Comments

Retail therapy. Shopping addiction. Following in the footsteps of Cher Horotwiz*. I have a lot of stuff. Way too much stuff, in fact. While I’ve written about decluttering my office and the whole first floor of our house, I’ve stopped short of sharing the nitty gritty details of the upstairs. Because it’s kind of embarrassing. 

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Posted in: Uncategorized Tagged: closet, clutter, Poshmark, shopping, spending, Tradesy

Four More Things I Can’t Believe People Buy

April 20, 2016 by Penny 29 Comments

No, this list isn’t an attack on expensive wines, an admonishment of carry-out lunches, or a dismissal of brand-name products in favor of store brands. Nor is it an opportunity to remind you that Amazon sells a banana slicer. Okay, it’s kind of that. Instead, this is a list of four things that have come … [Read more…]

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Posted in: Uncategorized Tagged: guilty pleasure, spending, splurge, use, waste

Stop Asking Everyone to Buy Things

April 6, 2016 by Penny 32 Comments

This past month, I have learned to say no. I know, I know. Clap a little louder so I can hear you while I take a bow. In the past thirty days, I successfully turned down three in-person Stella & Dot parties; five virtual parties of assorted sundries like lotions, bags, makeup, and diet pills … [Read more…]

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Posted in: Savings Tagged: needs, parties, priorities, saving, spending, Stella & Dot, values, wants

Sometimes It’s OK to Spend

April 4, 2016 by Penny 18 Comments

I left the house. I ran errands and dropped off a month’s worth of donations for the food pantry. I hiked the trails around the lake. I walked my neighborhood and nearby neighborhoods. During the string of three sunny, non-snowy days, I logged almost twenty miles. I spent a lovely Easter catching up with both … [Read more…]

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Posted in: Savings Tagged: cash back, date night, Ibotta, rebate, spending, splurge

A Lesson in Latte Factors, or Reaching Teacher Nirvana

February 18, 2016 by Penny 20 Comments

Latte factor: the total cost of your regular, nonessential spending to show how much you could be saving each year. “Look at all that money!” A student gasped, staring at her calculator in disbelief. Sure enough, that burst of excitement flagged the attention of several other students. “Money?” “What money?” “Whose money?” “Where did it … [Read more…]

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Posted in: Savings Tagged: kids, latte effect, latte factor, middle school, saving, spending, teenagers, teens

How Not To Save

January 8, 2016 by Penny 21 Comments

It’s no secret that saving money, paying off debt, and earning extra income are some of my priorities. I’m fortunate to be in a relationship where Mr. P shares the same values. We certainly haven’t always been on the same page financially, but tying the knot and blending bank accounts certainly helped us work towards … [Read more…]

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Posted in: Uncategorized Tagged: emergency fun, focus, goals, money, savings, spending

Beyond Financial Fitness in 2016

December 28, 2015 by Penny 4 Comments

With the new year just days away, now seems like a fitting time to look to the future. Many of the posts on She Picks Up Pennies have had a financial focus this past year. Looking ahead, I plan to continue to pay down debt (we’re shooting for well above the $18k mark for 2016!), … [Read more…]

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Posted in: Uncategorized Tagged: finances, fitness, goals, investing, savings, spending
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