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Living a More Purposeful Life One Cent at a Time

spending

4 Things That Still Surprise Me About Frugality

January 30, 2019 by Penny 9 Comments
4 Things that Surprise Me About Frugality

For some people, frugality comes naturally. I. Am. Not. Some. People. But I have adopted a fairly frugal lifestyle for the past few years, and I like it. I really do. We are much more intentional with our spending. The constant influx of of stuff has stopped. I wreak far less havoc on the environment. … [Read more…]

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Posted in: Save Tagged: clutter, consumer culture, consumerism, frugal, frugality, habits, impulse buys, materialism, shopping, spending

Three Money Exercises When You Skip a No-Spend Month

January 9, 2019 by Penny 15 Comments
Money Exercise Besides No-Spend Challenges

For a lot of people, January is a no-spend month. Since I’m not participating, I thought I’d share what I’m doing with my money this month. I’m spending it. Da dum tss! That is actually true, of course. I am also implementing three small changes this month that seemed notable enough to mention at length. … [Read more…]

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Posted in: Plan Tagged: earning, income, increase earning, make money, making money, side hustle, spending, tracking

Holiday Money Wins Part 3

December 10, 2018 by Penny 7 Comments
Pay for Christmas in Advance Money Wins

How much money are you dropping this holiday season? $100? $250? $1000? (You know, the number that is otherwise known as the national average.) Last week, I shared my money win that Christmas was already paid for. It feels great to not have to worry about the cost of anything. It’s especially exciting because I … [Read more…]

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Posted in: Celebrate Tagged: consumerism, gifts, holiday, holiday shopping, saving, savings account, sinking fund, spending

Four Ways to Make Your Thanksgiving More Frugal

November 14, 2018 by Penny 17 Comments
Four Ways to Have a Frugal Thanksgiving

Alright, alright. With Thanksgiving time nearly upon us, I’ve been thinking a lot about how much money Americans spend on turkey time each year. About $165, with nearly $68 of that going to travel.  In my mind, this number is the problem with averages. If you are flying your family across the country, you’re spending … [Read more…]

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Posted in: Save Tagged: baking, cooking, family, frugal, holiday, holiday expenses, recipes, spending, Thanksgiving, travel

What It’s Really Like to Share Your Salary with the World

November 12, 2018 by Penny 35 Comments
How Much Money Teachers Make

Does income matter on the journey to financial independence? Duh. I agreed to be a guest on a podcast panel where I could weigh in on that very question. To be quite honest, I wasn’t sure what I could possibly add to the discussion besides a hearty, “Of course!” Still, I agreed. I anticipated that … [Read more…]

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Posted in: Make Tagged: frugal, income, middle class, salary, savings, spending, transparency

How Do You Win at Money Over the Holidays?

November 7, 2018 by Penny 10 Comments
Money Wins Celebrations

The holiday season is fast approaching. This is the time of year when everyone from your grandma to your favorite news anchor is talking about… Spending. Not what you thought I was going to say, was it? It almost goes without saying that when it comes to a celebration, there is usually some kind of … [Read more…]

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Posted in: Celebrate Tagged: celebrations, consumerism, goals, holidays, money wins, purposeful spending, saving, spending, success, wins

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

Sometimes Spending is the Answer

October 17, 2018 by Penny 12 Comments
Sometimes Spending is the Answer

“He looks like Buster Brown.” This statement is equal parts puzzling and entertaining when you don’t know who Buster Brown is. That’s the camp I fell into before today. I could tell my mom was dismayed over my son’s new haircut based solely on her delivery. The deadpan look. The hand on her hip. The … [Read more…]

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Posted in: Spend Tagged: awkward, baby, cheap, frugal, frugality, parenthood, parenting, parents, saving, spending, toddler

When It’s Time to Recalibrate

September 5, 2018 by Penny 7 Comments

$140. That’s how far we went over our budget last month. In just one category. As far as our budgets go, it was a bloodbath. It was also proof that if I give myself an inch financially, I’ll take a mile. Or at least a few hundred dollars. Rather than wring my hands or cry … [Read more…]

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Posted in: Plan Tagged: fun money, grocery spending, latte factor, lifestyle creep, lifestyle inflation, needs, saving, savings, spending, wants

Actions Over Words: 2018 Second Quarter Recap

July 2, 2018 by Penny 10 Comments

It’s a funny thing: to write about the meaninglessness of words. On a blog. Using my words. But I stumbled upon a quote that seemed really profound. Essentially, our words are who we’d like to be, but our actions are who we are. I set some lofty goals for the second quarter of this year, … [Read more…]

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Posted in: Plan Tagged: 529, college, consumerism, cups, goals, quarter 2, recap, reflect, retirement, savings, spending, waste
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