Confession time, fam. I keep busting our budget. The whole thing doesn’t go up in flames, but category after category, month after month, I keep going over budget. So as I scrolled through the spreadsheet last month, I found myself wondering if this is lifestyle inflation at its undiagnosed finest…or do I need to adjust … [Read more…]
What’s the best cure for a case of the Mondays? Shockingly, my answer isn’t early retirement. (Though, I’m sure losing track of your days helps immensely.) Now that our little family is back to its usual school time routine, we’re at risk of catching all sorts of conditions. No matter how much hand sanitizer and … [Read more…]
In news that should shock absolutely no one, we don’t calculate our savings rate officially. Just like we don’t track our net worth in a formal capacity…or have a projected FI/FIRE number. And we still have cable. Basically, someone should just come take my money blog away. Even without a formal savings rate calculation, I … [Read more…]
Remember how in my last money diary I joked about $19 in 48 hours making kids expensive? Hahahahahahahaha. Here’s live footage of me trying to salvage our budget at the end of July. via GIPHY There’s just something about summertime that means spending in my life. Though if social media is any indication, it’s pretty … [Read more…]
While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]
Happy summer! It is summer, isn’t it? I ask because I think I’ve spent more time looking for my jacket and snuggling under blankets than anything else lately. Despite the rain and the chill, we’re making lemonade with our summer break. We’re also trying hard to not totally blow our budget. Granted, we did just … [Read more…]
Are kids expensive? Are kids cheap? No one knows and everyone claims they do. The only thing I actually know is that there are plenty of ways to be frugal when it comes to having a toddler. It’s not just about learning to say no to their wants. It’s also clearly about learning to say … [Read more…]
My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]
You’re probably thinking you’re reading about the money moves that I’m planning to make this summer because I’ve gotten so good at goal setting and consistent check-ins. Or maybe you’re thinking it’s because I’m so pumped about finding ways to simplify my finances while boosting my income and living more purposefully. Or maybe you know … [Read more…]
“When did I decide I was actually never going to work out?” I said that to my husband today. I looked him square in the eye because I was hoping he knew the answer. I didn’t when I asked him. I still don’t. Of course, I could give the standard troupe about parenthood. But here’s … [Read more…]