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Living a More Purposeful Life One Cent at a Time

side hustle

How Would You Handle an Extra Expense?

August 3, 2016 by Penny 32 Comments

If an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours … [Read more…]

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Posted in: Plan, Save, Stay Tagged: home, house, mortgage, saving, side hustle, spending, taxes

Frugally Awesome…Or Awkward: Part 4

June 27, 2016 by Penny 22 Comments

There’s something about money: It brings out the best, the worst, and the most awkward side of people. Since I’ve dedicated a fair amount of time this summer to side hustling, I’ve had to do some explaining for how I’m spending my time. I get it. A lot of people think teachers have summers off … [Read more…]

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Posted in: Uncategorized Tagged: finance, hustle, money, savings, side hustle, travel

4 Tips to Earn Four Figures a Month Tutoring

March 7, 2016 by Penny 7 Comments

Looking to get started as a tutor? Tutoring is a terrific side hustle that can net you anywhere from $20 an hour to over $90 an hour, depending on the areas of your expertise and the going rate in your town or city. In fact, at one point, I was earning over $1000 a month … [Read more…]

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Posted in: Side Hustle Tagged: extra income, income, income streams, networking, side hustle, tutor, tutoring

Nothing But Net: Putting One-Third of Our Net Income Towards Debt

February 9, 2016 by Penny 29 Comments

At the start of the year, I wrote two different posts about debt repayment. First, I talked about how we paid $18,000 towards our mortgage. Then, I copped to the fact that we actually paid $24k towards debt, because Mr. P still had a car loan until one final click paid it off in full. … [Read more…]

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Posted in: Save Tagged: budget, debt, financial independence, mortgage, net income, payoff, savings, side hustle

The Wrong Kind of Dough

December 21, 2015 by Penny 9 Comments

For the past few years, I’ve been tutoring as one of my side hustles. It can be quite lucrative. It can be very fulfilling. It can also be a colossal pain in the patootie. Whenever I think I’ve tightened all the loopholes in terms of cancellations and payments and covered all my bases in terms … [Read more…]

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Posted in: Uncategorized Tagged: debt, family, financial independence, money, mortgage, side hustle

We Paid Off $18,000 Worth of Debt This Year

December 14, 2015 by Penny 16 Comments

It’s official. By the year’s end, we will have paid off $18,000 worth of debt. Instead of ordering ourselves a bunch of pink plastic flamingos for the yard or sending ourselves a delicious Edible Arrangement, though, we aren’t celebrating this milestone. The reason? We paid off a lot of debt. But we had no other … [Read more…]

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Posted in: Save Tagged: celebrate, debt, extra, goals, loans, mortgage, payment, side hustle, student loans, tuition
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