‘Tis the season to be… I know. Christmastime is over and there’s probably nary a carol left stuck in your head. Until now. You’re welcome. While there’s a good chance this next season is all about being grumbly over the gray weather as we all wait for spring, I’m actually using it as time to … [Read more…]
Peanut butter and jelly. I eat it every day for lunch. After a recent interview on the FIRE Drill Podcast, that seemed to be the sound bite that stood out to most people. I could practically hear people’s sighs laiden with pity. Rather than write an ode about that the deliciousness of that simple sandwich … [Read more…]
Today is a holiday. My inbox has been celebrating for over a week. Each day, more and more emails arrive. I can’t unsubscribe fast enough. Weekly ads. Daily deals. For a limited-time only. The limited time, though, seems to grow in sync with the commercialization of each holiday. Today, a day intended to honor better … [Read more…]
My son is starting daycare. Real daycare. The kind run by licensed professionals total strangers. While most people mark the start of a new school year with back-to-school shopping based on supply lists and maybe even child requests (and peer pressure and clever advertisements), I’m shopping for a whole different reason. I’m shopping because I’m … [Read more…]
Would you accept fifty cents or a dollar for your photos? If you’re a professional photographer, absolutely not. But what about a snap that you take on your way into or out of a grocery store or a local coffee shop? Now, we might be talking. If you are looking to add a few dollars … [Read more…]
I felt like a fraud. Here I am writing about spending $7 a month on breakfast and paying down over $50,000 in debt in two years, and all of a sudden, I’m playing eeny meeny miny moe on my Instagram story with two pairs of $99 Michael Kors flats. (Confession: I ordered four. I’m only … [Read more…]
Why do you save? This question is spotlighted enough in the personal finance world that if I asked it in a room, I’m sure I’d see arms waving everywhere. For a rainy day, a downpayment, early retirement, any type of retirement. Pick a goal, slap it on your savings account. But what if I asked … [Read more…]
The second month of my pregnancy was, hands down, the most spendy month of my frugal life. While I don’t think it was quite on par with my 200-pairs of-shoes existence, it was exorbitant by every other month, especially when it came to our grocery bill. Of course, I understood that when there was a … [Read more…]
Alright, personal finance blogosphere. Enough with the haterade for new cars. Are they depreciating assets? Yes. Is interest bad? Yes. Is financing a car the worst thing someone could do financially? Not necessarily. In fact, as someone who financed a $27,000 car several years back, I wouldn’t change a thing. Except maybe I would have … [Read more…]
There. I said it. Now before you think that I’m trying to usher in the apocalypse, hear me out. I’m not about to argue that the world needs another Kardashian. To be honest, I’m not even totally sure that she really is one. Instead, I’d like to defend the interview Ms. Jenner did for Wealthsimple … [Read more…]