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Living a More Purposeful Life One Cent at a Time

savings

Using Ibotta for Some Extra Holiday Jingle

December 9, 2015 by Penny 6 Comments

I admit it. I was hesitant at first. How much money could a mobile savings app really net someone? My first introduction to Ibotta came from some of the extreme couponing sites* I can’t seem to quit. Twenty-five cents back on soup, fifty cents back on a case of bottled water. These women would lose … [Read more…]

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Posted in: Make Tagged: app, cash back, groceries, Ibotta, money, rebate, savings, side income, technology

The Perspective of Percentages

November 11, 2015 by Penny 19 Comments

Once I finished my victory lap around the kitchen table to celebrate lower our car insurance premiums, I dashed over to dutifully input the new numbers into our budget spreadsheet* with a smug smile scrawled across my face. I had spent the better part of two weeks soliciting quotes via phone, email, and carrier pigeon. … [Read more…]

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Posted in: Plan, Save Tagged: budget, insurance, savings

Put Up or Shut Up: My Plunge into Investing

November 9, 2015 by Penny 19 Comments

Despite the honors and AP classes that I was enrolled in throughout primary, secondary, and undergraduate schooling, I am a slow learner. Like, embarrassingly slow. But, I can say wholeheartedly that I have finally and officially learned that a certificate of deposit at my bank is no place for my Roth IRA. Is that a … [Read more…]

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Posted in: Uncategorized Tagged: investing, money, roth, roth IRA, savings, stock market

Why Couponing Math Doesn’t Always Add Up

October 29, 2015 by Penny 18 Comments

Couponers love to brag. In fact, there are entire databases and websites set up to allow couponers to share their triumphs. Rightfully so, because couponing can help people score major deals. I’m not talking about 50% savings. Couponing brags usually include drastically discounted items, freebies, and moneymakers. Still, I’ve been in the couponing world long … [Read more…]

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Posted in: Uncategorized Tagged: budget, couponing, coupons, groceries, savings

Sorry (Not Sorry), I Brought My Lunch

October 8, 2015 by Penny 12 Comments

On most days, I have the perfect excuse for not going out for lunch: I do cafeteria supervision. That’s right. I eat walking around in the company of 400 preteens. Still, there are some occasions that find me out of the building for full-day meetings, in-service trainings, and whatnot. Sure enough, when the noon hour … [Read more…]

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Posted in: Uncategorized Tagged: brown bag, budget, lunch, savings, spending

Four of My Favorite Buys from Dollar Tree

October 7, 2015 by Penny 14 Comments

The call of dollar stores is irresistible to some. Others insist on adhering to the you get what you pay for adage. I probably fall squarely in the between both camps. Overall, my shopping forays have taught me that not all dollar stores are equal. Now, it’s Dollar Tree or nothing. While Dollar Tree will not … [Read more…]

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Posted in: Uncategorized Tagged: budget, dollar store, Dollar Tree, savings, shopping

We Aren’t Retiring Early, But We’re Planning Our Next Life

October 6, 2015 by Penny 32 Comments

This really compelling series first piqued my interest when I read Our Next Life’s blog post about it. The magic continued with Think Save Retire. Afterward, Northern Expenditure and My Countdown to Freedom all chimed in. All of their answers are incredibly inspiring, carefully planned, and simply great reads. Then there’s this post. Here’s the thing: I’m not … [Read more…]

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Posted in: Wonder Tagged: dreams, early retirement, financial independent, goals, mortgage, pension, savings

Dream or Reality? A $200 Grocery Budget and a Clutter-Free Kitchen

September 28, 2015 by Penny 8 Comments

Drum roll, please. At the start of September, I set two lofty goals. I pledged to reduce our grocery budget by 20% to keep the total spending to $200 for the two of us. Since my focus was already set on the kitchen, I figured I would keep my sights set on it by creating … [Read more…]

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Posted in: Uncategorized Tagged: budget, decluttering, goals, grocery, savings

Motivation Monday: Happiness, Football Food, and TipYourself

September 14, 2015 by Penny 8 Comments

Need a little smile this Monday? How about some football food to drown your sorrows? This week’s Monday Motivation is all about happiness, football, and rewarding yourself for life’s little wins. Even if your team lost big-time yesterday (I’m looking at you, Chicago.) 

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Posted in: Plan Tagged: happiness, healthy, podcasts, positive thinking, recipes, savings, TipYourself

Simplifying Smoothies with Frozen Bananas

September 3, 2015 by Penny 8 Comments

Smoothies are delicious. While juice–the slightly more complicated and less-closely-related-to-ice-cream cousin of the smoothie–may be a bit more en vogue at the moment, smoothies have always maintained a little je ne sais quoi* that keeps people coming back for more. Healthy, tasty, pretty. What’s not to love? Maybe the cost, you say. In my quest … [Read more…]

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Posted in: Uncategorized Tagged: bananas, recipe, savings, simplify, smoothie
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