With the new year just days away, now seems like a fitting time to look to the future. Many of the posts on She Picks Up Pennies have had a financial focus this past year. Looking ahead, I plan to continue to pay down debt (we’re shooting for well above the $18k mark for 2016!), … [Read more…]
I admit it. I was hesitant at first. How much money could a mobile savings app really net someone? My first introduction to Ibotta came from some of the extreme couponing sites* I can’t seem to quit. Twenty-five cents back on soup, fifty cents back on a case of bottled water. These women would lose … [Read more…]
Once I finished my victory lap around the kitchen table to celebrate lower our car insurance premiums, I dashed over to dutifully input the new numbers into our budget spreadsheet* with a smug smile scrawled across my face. I had spent the better part of two weeks soliciting quotes via phone, email, and carrier pigeon. … [Read more…]
Despite the honors and AP classes that I was enrolled in throughout primary, secondary, and undergraduate schooling, I am a slow learner. Like, embarrassingly slow. But, I can say wholeheartedly that I have finally and officially learned that a certificate of deposit at my bank is no place for my Roth IRA. Is that a … [Read more…]
Couponers love to brag. In fact, there are entire databases and websites set up to allow couponers to share their triumphs. Rightfully so, because couponing can help people score major deals. I’m not talking about 50% savings. Couponing brags usually include drastically discounted items, freebies, and moneymakers. Still, I’ve been in the couponing world long … [Read more…]
On most days, I have the perfect excuse for not going out for lunch: I do cafeteria supervision. That’s right. I eat walking around in the company of 400 preteens. Still, there are some occasions that find me out of the building for full-day meetings, in-service trainings, and whatnot. Sure enough, when the noon hour … [Read more…]
The call of dollar stores is irresistible to some. Others insist on adhering to the you get what you pay for adage. I probably fall squarely in the between both camps. Overall, my shopping forays have taught me that not all dollar stores are equal. Now, it’s Dollar Tree or nothing. While Dollar Tree will not … [Read more…]
This really compelling series first piqued my interest when I read Our Next Life’s blog post about it. The magic continued with Think Save Retire. Afterward, Northern Expenditure and My Countdown to Freedom all chimed in. All of their answers are incredibly inspiring, carefully planned, and simply great reads. Then there’s this post. Here’s the thing: I’m not … [Read more…]
Drum roll, please. At the start of September, I set two lofty goals. I pledged to reduce our grocery budget by 20% to keep the total spending to $200 for the two of us. Since my focus was already set on the kitchen, I figured I would keep my sights set on it by creating … [Read more…]
Need a little smile this Monday? How about some football food to drown your sorrows? This week’s Monday Motivation is all about happiness, football, and rewarding yourself for life’s little wins. Even if your team lost big-time yesterday (I’m looking at you, Chicago.)